A tailored course, built for your situation
Mid-Market Anti-Money-Laundering Programs for Cross-Functional Programs
Implementation-grade strategy and execution for business and technology leaders
$199 one-time
24-hour access provisioning
30-day money-back guarantee
Hand-built implementation playbook
12 modules. 12 chapters per module. 144 chapters total.
12 modules, each with 12 chapters (144 chapters total), text-based, plus downloadable templates and a hand-built implementation playbook delivered alongside course access.
Mid-market teams often lack the resources of large institutions but face similar regulatory expectations, creating pressure to do more with less, without compromising rigor.
The situation this course is for
Teams are expected to deliver robust AML programs, yet struggle with misaligned incentives across departments, unclear ownership, and tools built for enterprise scale. The result is duplicated effort, delayed launches, and audit findings that could have been avoided with clearer cross-functional design.
Who this is for
Compliance leads, risk managers, operations directors, and technology architects in mid-market organizations who are responsible for designing or improving AML programs with limited headcount and budget.
Who this is not for
This course is not for professionals at global systemically important banks, consultants selling AML software, or individuals seeking certification exam prep.
What you walk away with
- Design a scalable AML program aligned to mid-market realities
- Map roles and responsibilities across legal, compliance, IT, and operations
- Implement risk-based customer due diligence workflows
- Integrate transaction monitoring with existing core systems
- Build audit-ready documentation using standardized templates
The 12 modules (with all 144 chapters)
Module 1. Foundations of Mid-Market AML
Understand the unique risk and resource profile of mid-market organizations and how it shapes AML program design.
12 chapters in this module
- Defining mid-market in regulatory context
- Regulatory expectations vs. organizational capacity
- Risk-based approach principles
- Core components of an AML program
- Governance models for smaller teams
- Board reporting fundamentals
- Linking AML to enterprise risk management
- Common pitfalls in early-stage programs
- Benchmarking against peer institutions
- Program maturity assessment
- Setting realistic scope and timelines
- Aligning with strategic goals
Module 2. Cross-Functional Governance
Establish clear ownership, accountability, and collaboration across departments.
12 chapters in this module
- Designing a cross-functional steering committee
- Defining RACI matrices for AML activities
- Engaging legal and compliance partners
- Aligning with finance and accounting
- Collaborating with IT and security teams
- Involving HR in training and policy enforcement
- Working with procurement on vendor risk
- Managing external auditor expectations
- Facilitating interdepartmental decision-making
- Conflict resolution in control design
- Documenting governance decisions
- Maintaining governance momentum
Module 3. Customer Risk Profiling
Build dynamic, data-informed customer risk classifications.
12 chapters in this module
- Principles of risk-based customer categorization
- Designing risk scoring frameworks
- Incorporating geographic risk factors
- Assessing product and service risk
- Evaluating channel-based risk exposure
- Handling politically exposed persons
- Managing high-risk business relationships
- Updating risk profiles over time
- Leveraging customer behavior data
- Integrating KYC and CDD processes
- Validating risk model assumptions
- Auditing risk classification accuracy
Module 4. Customer Due Diligence Workflows
Implement efficient, compliant, and scalable onboarding and monitoring processes.
12 chapters in this module
- Standardizing identification and verification
- Document collection and validation
- Source of wealth and funds analysis
- Ongoing monitoring triggers
- Periodic review scheduling
- Handling beneficial ownership
- Real-time verification tools
- Automating data checks
- Managing exceptions and escalations
- Integrating with CRM systems
- Reducing friction for low-risk customers
- Scaling CDD without adding headcount
Module 5. Transaction Monitoring Design
Configure effective detection scenarios without over-reliance on enterprise platforms.
12 chapters in this module
- Understanding transaction monitoring objectives
- Designing rule-based scenarios
- Incorporating behavioral analytics
- Setting threshold sensitivity
- Reducing false positives
- Validating scenario effectiveness
- Monitoring digital and mobile channels
- Tracking cross-border activity
- Detecting layering and integration
- Integrating with core banking systems
- Managing alert triage workflows
- Documenting monitoring logic for auditors
Module 6. Suspicious Activity Reporting
Standardize SAR/STR processes across legal and operational teams.
12 chapters in this module
- Determining reportability thresholds
- Drafting clear and concise narratives
- Legal review coordination
- Internal escalation protocols
- Filing with financial intelligence units
- Maintaining confidentiality
- Handling parallel investigations
- Coordinating with law enforcement
- Tracking reporting metrics
- Quality assurance for filings
- Avoiding tipping-off
- Archiving supporting documentation
Module 7. Technology Integration
Integrate AML controls with existing systems without full platform replacement.
12 chapters in this module
- Assessing current system capabilities
- Identifying integration points
- API-based data exchange
- Data quality and normalization
- Building middleware solutions
- Leveraging cloud services
- Ensuring data privacy compliance
- Managing vendor integrations
- Testing integration stability
- Monitoring system performance
- Planning for scalability
- Documenting technical architecture
Module 8. Training and Awareness
Develop role-specific training that drives behavioral change.
12 chapters in this module
- Assessing training needs by role
- Designing modular learning paths
- Creating engaging content
- Delivering compliance messages
- Incorporating real-world scenarios
- Tracking completion and comprehension
- Refreshing training annually
- Engaging senior leadership in delivery
- Measuring behavioral impact
- Addressing knowledge gaps
- Using training for audit evidence
- Scaling delivery across locations
Module 9. Audit and Examination Readiness
Prepare for regulatory reviews with organized, defensible documentation.
12 chapters in this module
- Understanding examiner expectations
- Organizing policies and procedures
- Maintaining risk assessment records
- Compiling customer file samples
- Preparing monitoring reports
- Documenting exception handling
- Responding to information requests
- Conducting mock exams
- Tracking remediation actions
- Building an inspection playbook
- Leveraging past findings for improvement
- Communicating with external auditors
Module 10. Program Metrics and Reporting
Define and track KPIs that reflect program effectiveness.
12 chapters in this module
- Selecting meaningful metrics
- Measuring false positive rates
- Tracking alert-to-SAR conversion
- Assessing investigation turnaround
- Monitoring onboarding cycle time
- Evaluating training completion
- Reporting to senior management
- Presenting to the board
- Benchmarking against peers
- Using data for continuous improvement
- Visualizing trends over time
- Aligning metrics with risk appetite
Module 11. Change Management and Scaling
Lead organizational change as programs evolve.
12 chapters in this module
- Communicating program updates
- Gaining buy-in from stakeholders
- Managing resistance to new processes
- Phasing in new controls
- Updating policies and procedures
- Revising training materials
- Testing changes before rollout
- Monitoring post-implementation performance
- Scaling for growth or acquisition
- Adapting to regulatory changes
- Managing resource constraints
- Sustaining momentum over time
Module 12. Sustaining Program Effectiveness
Ensure long-term resilience through review, feedback, and innovation.
12 chapters in this module
- Conducting annual risk assessments
- Reviewing control effectiveness
- Soliciting stakeholder feedback
- Benchmarking against industry trends
- Adopting emerging best practices
- Evaluating new technologies
- Managing turnover in key roles
- Updating the program charter
- Aligning with strategic shifts
- Planning for succession
- Maintaining regulatory awareness
- Driving continuous improvement culture
How this maps to your situation
- You're launching a new AML program from scratch
- You're upgrading an existing program that's outgrown its design
- You're responding to audit findings or examiner feedback
- You're integrating AML controls after a merger or expansion
Before vs. after
Before
AML efforts are siloed, reactive, and resource-intensive, with unclear ownership and inconsistent execution.
After
A coordinated, scalable program is in place, aligned across functions, with clear ownership, documented controls, and measurable outcomes.
What's included with your purchase
- 12 modules with 12 chapters each (144 chapters)
- Downloadable templates and worked examples for every module
- Hand-built implementation playbook delivered alongside course access
- 30-day money-back guarantee
Delivery and format
- Course and learning environment access provisioned within 24 hours of purchase
- Hand-built implementation playbook delivered alongside course access
Format: Text-based modules and chapters in the Art of Service learning environment, plus downloadable templates and worked examples for every chapter, plus the hand-built implementation playbook delivered alongside course access.
Time investment: Approximately 4-6 hours per module, designed for flexible, self-paced learning around professional commitments.
If nothing changes
Without a structured approach, teams risk inefficient use of resources, repeated audit findings, regulatory scrutiny, and missed opportunities to build strategic compliance capability.
How this compares to the alternatives
Unlike generic compliance courses or enterprise-focused certifications, this program is specifically designed for mid-market complexity, offering practical, implementation-ready guidance without requiring large teams or budgets.
Frequently asked
Who is this course designed for?
Compliance leads, risk managers, operations directors, and technology architects in mid-market organizations building or improving AML programs.
How is the course structured?
12 modules, each containing 12 chapters (144 chapters total).
Is this course technical or strategic?
It bridges both, providing strategic direction and operational detail for cross-functional implementation.
$199 one-time. Approximately 4-6 hours per module, designed for flexible, self-paced learning around professional commitments..
Within 24 hours your account in the learning environment is provisioned and the tailored implementation playbook is delivered alongside it.
30-day money-back guarantee·
144 chapters·
Hand-built playbook included·
Account access within 24 hours