Description

A focused course, tailored for you

AML Typology Design for Multi-Asset Financial Groups

Build instrument-specific typologies and alert workflows for firms where the product mix runs well past retail banking.

Your transaction monitoring system flags an alert on a drawdown from a project finance SPV. Your typology library offers trade-based ML indicators and correspondent banking red flags. Neither fits a project company fund flow. The disposition gets written around the gap, not through it.

$199 one-time

Tailored to your situation. Access within 24 hours. 30-day money-back.

Includes a hand-built implementation playbook delivered alongside course access, generated for your specific situation.

Why this course

Generic AML typologies were written for retail banks and correspondent banking hubs. They cover cash structuring, wire layering, and trade-based money laundering in commodity invoice fraud. They do not cover infrastructure debt drawdown patterns, hedge fund subscription and redemption cycles, asset management fund-of-fund ownership chains, or structured product coupon flows. For a firm that operates across all of these simultaneously, the mismatch between the typology library and the actual book creates three persistent problems. Alert disposition rationales become post-hoc justifications rather than principled risk assessments. SAR and STR narrative drafting for cross-jurisdictional filing lacks the product-specific language regulators expect. Examination preparation for AUSTRAC, FCA, or FinCEN becomes an exercise in demonstrating coverage through a framework that was not designed for the product mix being examined. This course fixes that by rebuilding the typology foundation from the product mix outward.

What you walk away with

Build a product-inventory typology library that maps AML red flags to the specific instruments in your firm's book rather than generic banking categories.
Write SAR and STR narratives that satisfy AUSTRAC, FCA, and FinCEN requirements simultaneously without duplication or omission errors.
Reduce false positive alert volumes by calibrating monitoring thresholds to the actual transaction size and frequency distributions of institutional and wholesale products.
Construct an EDD and beneficial ownership determination workflow for institutional investors in fund, infrastructure, and structured product contexts.
Produce an examination-ready AML evidence file that demonstrates program coverage for each product segment your firm operates in.

The 12 modules

Module 1. The AML Typology Gap in Complex Product Firms

Standard AML typology libraries were written for retail and correspondent banking, where cash, wires, and trade finance account for most red flags. A multi-asset firm that runs infrastructure debt, fund management, commodities, and structured products encounters activity patterns these libraries never anticipated. This module maps the gap between generic typology coverage and the specific instruments in your book, and introduces the product-inventory approach to typology redesign that the remaining modules build on.

Module 2. Infrastructure Finance Red Flags

Project finance AML controls require understanding legitimate drawdown mechanics before you can identify anomalies. This module covers SPV fund flows, construction-phase drawdown patterns, and the specific indicators that distinguish legitimate infrastructure funding from layering through project companies. Includes worked examples of alert scenarios in infrastructure debt, with disposition frameworks for the most common false positive patterns in tranche-level monitoring across greenfield and brownfield asset structures.

Module 3. Asset Management AML Controls

Subscription and redemption flows through pooled vehicles generate alert patterns that standard monitoring models flag as suspicious even when the underlying activity is routine fund operation. This module builds the typology framework for fund-of-fund structures, hedge fund subscription cycles, and infrastructure fund capital calls. Covers beneficial ownership tracing through nominee shareholder chains, trustee arrangements, and multi-layer fund structures common in institutional asset management mandates.

Module 4. Commodities and Trade Finance AML

Over- and under-invoicing detection requires commodity price benchmarks and shipping document analysis that most AML teams lack the structured workflow to execute consistently. This module covers trade-based money laundering indicators in metals, energy, and agricultural commodity flows, including tri-party repo arrangements and commodity financing structures. Builds the document review checklist and counterparty screening workflow for each commodity trade category relevant to a global investment bank.

Module 5. Correspondent Banking and Respondent Due Diligence

Cross-border payment exposure through correspondent relationships creates layered risk that requires a different assessment methodology than direct customer relationships. This module covers nested account identification, SWIFT chain analysis for multi-hop transfers, respondent bank due diligence standards, and de-risking decision documentation. Includes the regulatory examination evidence framework for correspondent banking programs under AUSTRAC, FCA, and FinCEN standards, with worked examples from global investment bank correspondent portfolios.

Module 6. Transaction Monitoring System Tuning

Alert logic designed for retail banking thresholds generates unsustainable false positive rates when applied to institutional and wholesale products. This module covers product-specific threshold calibration methodology, the statistical approach to tuning alert models for low-volume high-value transactions, and disposition rationale standards that satisfy both internal audit and regulatory examiner scrutiny. Includes the alert-to-case workflow construction guide and the escalation matrix for complex multi-instrument alerts.

Module 7. Cross-Jurisdictional SAR and STR Drafting

Filing suspicious activity reports across AUSTRAC, FCA, and FinCEN jurisdictions simultaneously requires drafting decisions that satisfy each regulator without triggering tipping-off risks in the others. This module covers narrative standards for multi-jurisdiction filing, the information-sharing protocol for cross-border investigations, and the record-keeping requirements that allow a single investigation file to support parallel regulatory obligations. Includes a side-by-side comparison of AUSTRAC, FCA, and FinCEN narrative requirements.

Module 8. Customer Due Diligence for Institutional Clients

Enhanced due diligence for institutional counterparties differs from retail CDD primarily in the beneficial ownership determination challenge: fund vehicles, trustee structures, and corporate chains can obscure ultimate beneficial owners through legitimate complexity. This module covers EDD frameworks for institutional investors in infrastructure and asset management contexts, PEP assessment for government and sovereign infrastructure project stakeholders, and the beneficial ownership determination workflow for entities with multiple ownership layers.

Module 9. Sanctions Screening for a Global Portfolio

OFAC SDN, UN consolidated, and EU sanctions screening in institutional finance requires screening not only direct counterparties but the beneficial ownership chains behind fund investors, project sponsors, and correspondent bank respondents. This module covers screening methodology for complex entity structures, the managed workflow for screening escalations in time-sensitive infrastructure transactions, and the documentation standards for negative screening decisions that satisfy examination scrutiny across jurisdictions.

Module 10. FATF Recommendations Applied to Your Product Mix

FATF's 40 Recommendations were written as principles, but your compliance program must translate them into specific controls for infrastructure lending, fund management, and commodities operations. This module maps each relevant Recommendation to the activity types in a multi-asset financial group, identifies control gaps most commonly cited in mutual evaluation reports for Australia and comparable jurisdictions, and builds the control matrix that demonstrates coverage to regulators.

Module 11. Regulatory Examination Preparation

AUSTRAC, FCA, and FinCEN examiners approach AML programs from different methodological frameworks, requiring the compliance evidence file to be structured for parallel readability across all three. This module covers examination preparation methodology, the compliance testing program documentation standard, the AML risk assessment update cadence required before an examination cycle, and the regulator-specific workpaper format that allows examiners to quickly validate program adequacy for each product segment.

Module 12. Building the Institutional AML Playbook

The output of this course is a firm-specific AML playbook: a typology library calibrated to your product mix, an alert disposition standard with worked examples for each major instrument category, a SAR and STR drafting guide for each jurisdiction you operate in, and an effectiveness testing program that generates ongoing evidence of control adequacy. This module assembles those components into a single operational document and the review cycle that keeps it current.

How this addresses your situation

Specific modules that map to what you said you are dealing with.

Alert fires on an infrastructure fund drawdown and the typology library offers no matching red flag: Modules 2 and 6.

SAR narrative must satisfy AUSTRAC and FCA requirements in a single cross-border investigation file: Module 7.

Examiner asks for evidence of AML program coverage across asset management and infrastructure lending: Modules 10 and 11.

Beneficial ownership chain for a fund investor runs five layers deep and the EDD workflow has no guidance for that structure: Module 8.

What you get with this course

12 written modules in the Art of Service learning environment, each covering a specific product segment or control function in the AML program
Downloadable typology design templates calibrated to infrastructure finance, asset management, commodities, and structured products
SAR and STR narrative templates for AUSTRAC, FCA, and FinCEN with worked examples
Alert disposition rationale templates with product-specific red flag reference cards for each instrument category
Beneficial ownership determination workflow for multi-layer institutional entity structures
Hand-built implementation playbook covering the specific product segments and regulatory obligations relevant to your role

What you will have in hand by Day 1, Week 1, Month 1

Course access and implementation playbook delivered within 24 hours of purchase

Modules designed for sequential completion at your own pace, approximately 60 to 90 minutes per module

Typology library and disposition templates available for immediate use from Module 2 onward

Before and after

Before

Alert dispositions are written around typology gaps rather than through them. SAR narratives default to generic language because product-specific frameworks do not exist. Examination preparation requires reconstructing the evidence file from scratch because the testing program was not designed to generate it.

After

Typology library maps to the product mix. Alert disposition rationales are principled and examination-ready. SAR and STR narratives are drafted to the specific regulatory standard for each jurisdiction. The implementation playbook serves as the standing evidence file for the next examination cycle.

What happens if you do not address this

Alert disposition quality degrades as the gap between the typology library and the actual book widens. Regulatory examiners who find disposition rationales that do not reference product-specific red flags will question the adequacy of the entire monitoring program. SAR filings with narrative errors create the risk of follow-up requests from financial intelligence units that the compliance team is not prepared to answer.

Who it is for

AML and compliance professionals at multi-product financial groups where the transaction monitoring and SAR filing program was built on a retail banking baseline and has never been fully rebuilt for the actual book. People managing alert disposition, SAR and STR drafting, and regulatory examination preparation across infrastructure finance, asset management, commodities, and structured products simultaneously. You are not new to AML; you are new to having a typology library that matches what you actually monitor.

Who this is NOT for. Retail banking compliance teams whose book is primarily consumer accounts, consumer lending, and small business banking. AML professionals at single-product firms where standard typology libraries adequately cover the activity types. Teams whose transaction monitoring system already has product-specific alert logic calibrated to the institutional book. Firms operating in a single jurisdiction with no cross-border SAR or STR filing obligations.

How it arrives

Text-based course in the Art of Service learning environment, plus downloadable templates and worked examples for every module, plus the hand-built implementation playbook delivered alongside course access.

Time investment. Approximately 60 to 90 minutes per module. Most learners complete the full course across three to four weeks at two to three modules per week, though the course is self-paced with no deadlines.

Why $199 is the right number

Generic AML certification programs cover foundational theory and are designed for entry-level compliance roles in retail banking. They do not address infrastructure finance typologies, institutional client EDD, or cross-jurisdictional SAR drafting in a multi-asset context. Hiring a consulting firm to rebuild the typology program costs significantly more and produces a document the compliance team did not build and does not fully own. This course builds the methodology so the team can maintain and extend it themselves.

FAQ

Is this relevant if my firm operates outside Australia?

Yes. The course covers AUSTRAC, FCA, and FinCEN requirements side by side, and the typology design methodology applies to any jurisdiction that follows FATF standards. Module 10 specifically addresses adapting the FATF Recommendation mapping to local regulatory implementation.

How is the implementation playbook tailored to my role?

The playbook is built by hand after purchase, using the product mix, jurisdictional exposure, and regulatory obligations indicated by your role and firm context. It is not a generic document. It serves as the starting point for the typology library and disposition standards your program needs.

Do I need a technical background to use the transaction monitoring tuning module?

No. Module 6 is written for compliance professionals who interact with monitoring systems rather than build them. The methodology covers the conceptual approach to threshold calibration and the business requirements you need to communicate to a vendor or technology team.

30-day money-back guarantee. If after a week of working through the materials this is not what you needed, reply to the receipt email and a full refund is processed. No questions, no forms.

Within 24 hours your account in the learning environment is provisioned and the tailored implementation playbook is delivered alongside it.