Description

A focused course, tailored for you

The Corporate Insurance Renewal Binder Playbook

Build a renewal submission your brokers and underwriters cannot pick apart, and a captive analysis your treasurer signs off on.

Every renewal cycle, the underwriter call ends with retentions up, sublimits tightened, and a premium the treasurer wants explained line by line. The fix is upstream, in the submission and the loss-pick narrative, not in the negotiation.

$199 one-time

Tailored to your situation. Access within 24 hours. 30-day money-back.

Includes a hand-built implementation playbook delivered alongside course access, generated for your specific situation.

Why this course

Corporate insurance inside a US regional bank is a small team carrying a big book. Property, general liability, workers comp, auto, D&O, fiduciary, crime, cyber, banker professional, E and O, bond, EPLI, and the captive feeder layers all renew on overlapping calendars. The exposure data lives in fifteen systems, the brokers want a clean submission six weeks out, the carriers want loss-development triangles that match what they saw last year, and the treasurer wants the premium walk explained against budget and against the captive's surplus position. When the submission shows up thin, the underwriter fills the gap with conservatism, and the program prices accordingly. The job is to make the submission so well-built that the conservatism has nowhere to land.

What you walk away with

Walk into the underwriter call with a submission that pre-answers every question the carrier would otherwise use to harden the program.
Defend the loss pick on every line against the carrier's triangles, with a development pattern the actuary will sign.
Run a captive-versus-retention analysis the treasurer can take to the audit committee without rework.
Run a broker scoring process that survives a procurement challenge and produces a defensible renewal recommendation.
Build a certificate and additional-insured discipline that closes the gaps regulators and auditors flag during the next exam.

The 12 modules

Module 1. The exposure data pull, entity by entity

Walk the actual sources for TIV by location, payroll by FEIN, revenue by legal entity, vehicle schedule, employee count by state, third-party vendor concentration, and the cyber control posture statement. Map each data element to the system of record, the data owner, the refresh cadence, and the reconciliation step that catches the version-skew problem that shows up every renewal when general ledger entities do not match the insurance schedule.

Module 2. Property submission, the schedule of values and the COPE narrative

Build the schedule of values that ties to the fixed asset register, with construction, occupancy, protection, and exposure detail at the address level for the headquarters, the operations centers, the branches above the carrier's reporting threshold, and the data centers. Write the COPE narrative that explains the catastrophe footprint, the business-interruption dependency, and the contingent BI from the third-party processors.

Module 3. Casualty and auto, the loss-pick narrative the carrier will sign

Build the loss-development triangles for general liability, workers compensation, and auto liability with the actuary's selected development factors, then write the narrative that explains why the indicated ultimate differs from the carrier's selected ultimate. Walk the large-loss summary, the open-claim reserves the broker negotiated down, and the safety-program evidence that justifies the credit modifier the carrier owes.

Module 4. D and O, fiduciary, EPLI, the executive-risk submission

Walk the public-company D and O application, the side-A DIC layer, the bankers professional and bond program, the fiduciary submission for the qualified plans, and EPLI. Build the application set with the financial statements, the proxy disclosures, the regulatory enforcement history, the plan committee charter, and the workforce demographics the carrier will price against. Write the narrative that addresses the regional-bank concentration and any consent-order overhang.

Module 5. Cyber, the technical control attestation the underwriter actually reads

Build the cyber submission that goes beyond the boilerplate application. Walk MFA coverage by user population, EDR coverage by endpoint class, privileged access management, backup immutability and restore testing, email security stack, third-party concentration with named SaaS dependencies, and the incident-response retainer. Write the control narrative that explains the gaps the carrier will find anyway, and pre-answer them before the underwriter call.

Module 6. The captive feasibility refresh and the captive program

Refresh the captive feasibility analysis on the lines the captive is currently writing and on the candidates for next year. Build the retention-versus-transfer math with confidence intervals, the surplus adequacy view, the parental guarantee structure, the fronting carrier economics, the reinsurance recoverable position, and the IRS section 831 considerations. Produce the captive committee paper that closes the loop with the treasurer and the audit committee.

Module 7. The broker scorecard and the placement strategy

Build the broker performance scorecard across submission quality, market access, claims advocacy, captive support, certificate operations, and post-renewal stewardship. Run the market-by-market placement strategy, with the lead and co-lead carriers, the layer structure, the quota-share splits, and the alternative markets including parametric, structured, and the captive layer. Produce the placement recommendation the treasurer signs.

Module 8. The certificate program and the additional-insured exposure

Walk the inbound certificate program for the vendors and tenants the bank requires coverage from, and the outbound certificate program for the customers and counterparties that require coverage from the bank. Build the additional-insured matrix, the waiver-of-subrogation requirements, the primary-and-noncontributory language, and the certificate-of-insurance system that closes the gaps the next regulatory exam will look for.

Module 9. Claims advocacy, reserves, and the carrier relationship

Build the claims advocacy process that protects the experience modifier, the loss-development pattern, and the renewal price. Walk the reserve-challenge cadence with the carrier and the TPA, the large-loss escalation protocol, the structured-settlement option set, the subrogation pursuit, and the recovery management. Produce the quarterly claims review pack that the carrier and the broker see at the same time.

Module 10. Allocation, charge-backs, and the line-of-business conversation

Build the premium-allocation methodology that charges back the program cost to the business lines and the legal entities, with a logic the business heads accept and the auditor signs. Walk the exposure-based allocation versus loss-based allocation, the workers-compensation experience charge, the cyber control credit, and the captive distribution. Produce the allocation paper the CFO signs at renewal.

Module 11. The renewal-cycle calendar and the corporate-insurance operating rhythm

Build the twelve-month operating calendar that anchors the property and casualty renewal, the executive-risk renewal, the cyber renewal, the captive board cycle, the audit-committee cycle, and the regulatory-exam cycle. Walk the data-pull deadlines, the submission deadlines, the broker-strategy meetings, the underwriter meetings, the binder-and-policy review, and the post-renewal stewardship review. Produce the calendar the team and the broker work from.

Module 12. The audit committee paper and the corporate-insurance position narrative

Build the corporate-insurance section of the audit committee paper that explains the program structure, the retention philosophy, the captive position, the year-over-year price walk, the loss experience, the open large claims, the regulatory-exam findings on insurance, and the forward calendar. Walk the language that holds up against the audit committee questions and the language that holds up against the regulatory examiner's questions on financial-institution adequacy of risk transfer.

How this addresses your situation

Specific modules that map to what you said you are dealing with.

Renewal submission preparation across overlapping property, casualty, executive-risk, and cyber calendars at a US regional bank.

Captive feasibility and captive committee reporting against the treasurer and the audit committee.

Broker scorecard, placement strategy, and procurement-defensible recommendation across the program.

Certificate program, additional-insured discipline, and audit-and-exam readiness on insurance documentation.

What you get with this course

Twelve written modules in the Art of Service learning environment, with downloadable templates and worked examples for every module.
Hand-built implementation playbook, written against the buyer's line mix, renewal calendar, and captive position.
Renewal submission checklist, broker scorecard, captive committee paper template, allocation methodology paper template, and audit committee paper template.
Loss-development triangle and loss-pick narrative templates for property, casualty, and cyber.
30-day money-back guarantee.

What you will have in hand by Day 1, Week 1, Month 1

Within 24 hours: learning environment account is provisioned and the tailored implementation playbook is delivered alongside it.

Week 1: exposure data pull mapped to systems of record and reconciled to general ledger entities.

Weeks 2 to 4: property, casualty, executive-risk, and cyber submissions built against the carrier's questions.

Weeks 5 to 6: captive refresh, broker scorecard, placement strategy, and allocation methodology produced.

Weeks 7 to 8: certificate program, claims advocacy cadence, renewal calendar, and audit committee paper produced.

Before and after

Before

The renewal cycle starts late, the submission goes out with gaps the underwriter fills with conservatism, the captive analysis is rebuilt every year from scratch, and the audit committee paper takes three drafts before the treasurer signs it.

After

The renewal cycle runs to a twelve-month calendar, the submission pre-answers the underwriter's questions, the captive analysis updates against the prior year's paper, and the audit committee paper goes out in one draft.

What happens if you do not address this

When the submission is thin and the loss-pick narrative does not match the carrier's triangles, the program reprices on the carrier's conservatism. The retention goes up, the sublimit comes down, the premium walks against budget, and the treasurer asks why the price moved when the loss experience did not.

Who it is for

A senior corporate insurance risk specialist inside a US regional bank holding company. Sits in treasury or enterprise risk. Owns the renewal of the corporation's own property and casualty, executive lines, financial institution lines, and cyber program. Manages the broker relationship, the captive, the certificate program, the claims advocacy, and the loss forecasting. Reports to a director or VP of corporate insurance, who reports to the treasurer or CRO.

Who this is NOT for. Insurance-industry compliance professionals at carriers or MGAs. Producers and brokers on the placement side. Customer-facing relationship managers selling insurance products. This is the buy-side corporate risk function, not the sell-side or the regulatory function.

How it arrives

Text-based course in the Art of Service learning environment, plus downloadable templates and worked examples for every module, plus the hand-built implementation playbook delivered alongside course access.

Time investment. Eight weeks at three to five hours per week, paced against the buyer's actual renewal calendar so the templates and the implementation playbook drop into the current cycle rather than the next one.

Why $199 is the right number

RIMS conference sessions and broker stewardship decks cover the topics at the level of a one-hour conversation, not at the level of a submission you can defend against an underwriter. Carrier-led webinars are useful for product detail but written from the sell-side. Actuarial consultancies will build the loss-pick analysis as a paid engagement starting in the low five figures. This course gives the corporate risk specialist the templates and the narrative to build the work in-house, with the implementation playbook as the per-buyer asset.

FAQ

Does this cover insurance-industry compliance for an insurance carrier?

No. This is the corporate-insurance buy-side function inside a non-insurance company, specifically tuned to a US regional bank holding company. It is not about selling insurance or about insurance-industry regulation.

Does the implementation playbook get rebuilt for the buyer's line mix?

Yes. The playbook is hand-built within 24 hours of purchase against the buyer's actual program lines, renewal calendar, and captive position. It is not a generic template handed out unchanged.

Does the course cover the captive feeder economics?

Yes, in module 6. Including the section 831 considerations, the fronting carrier economics, the parental guarantee, and the surplus adequacy view the captive board needs.

Is there a certificate at the end?

Yes. Completion certificate on finishing the modules and the implementation playbook walkthrough.

30-day money-back guarantee. If after a week of working through the materials this is not what you needed, reply to the receipt email and a full refund is processed. No questions, no forms.

Within 24 hours your account in the learning environment is provisioned and the tailored implementation playbook is delivered alongside it.