Description

A focused course, tailored for you

Dutch API Discipline for PSD3 and the EU Data Act

Name: Dutch API Discipline for PSD3 and the EU Data Act
Price: 199 USD
Availability: InStock

An updated full life-cycle API management pattern for the three regulations stacking on Dutch enterprise in 2026. PSD3 strong customer authentication, EU Data Act portability, EU AI Act access control.

Dutch API management leaders face three regulatory deadlines stacking in 2026. PSD3 lands for banking customers. EU Data Act lands for the broader enterprise. EU AI Act lands for any API surfacing model output. The course delivers the updated discipline that handles all three.

$199 one-time

Tailored to your situation. Access within 24 hours. 30-day money-back.

Includes a hand-built implementation playbook delivered alongside course access, generated for your specific situation.

Why this course

Dutch API management leaders face three deadlines stacking on top of each other. PSD3 and PSR1 land for the banking customers, replacing PSD2 and tightening strong customer authentication, fraud monitoring, and access to account requirements. The EU Data Act portability requirement lands for the broader enterprise, requiring versioned data contracts and machine-readable portability formats. The EU AI Act access-control requirements land for any API surfacing model output, requiring fine-grained authorisation and audit trail.

The default full life-cycle framework was written for a calmer year. Each new regulation arrives as a tactical patch on the existing pattern, which compounds meeting load and confuses the discovery conversation with new customers.

The course works through the updated discipline. PSD3 strong customer authentication mapped to API gateway policies and the SCA exemption framework. EU Data Act portability mapped to a versioned data contract pattern. EU AI Act access control mapped to fine-grained authorisation patterns. The governance cadence that holds the three together without compounding meetings. Twelve modules with deliverables. Plus a hand-built playbook for your specific customer mix.

What you walk away with

A documented PSD3 strong customer authentication mapping.
An EU Data Act portability mapping with versioned data contracts.
An EU AI Act access-control mapping with fine-grained authorisation.
A governance cadence that holds the three together.
A discovery framework for the next Dutch enterprise engagement.
An API gateway policy pattern.
A versioned data contract pattern.
A fine-grained authorisation pattern.
A 10-week build plan.

The 12 modules

Module 1. The Dutch API landscape 2026

Walkthrough of the Dutch API landscape in 2026. PSD3 timing. EU Data Act timing. EU AI Act timing for API surfaces. DNB and AFM expectations on banking API. EU CSRD adjacent disclosure requirements that reach API surfaces. Strategic decisions facing Dutch enterprise platform leaders.

Module 2. PSD3 strong customer authentication

Map PSD3 strong customer authentication to API gateway policies. The factor combinations PSD3 accepts. The SCA exemption framework (low-value, trusted-beneficiary, transaction risk analysis). The 90-day re-authentication rule under PSD3. The integration with the customer's existing IAM (Microsoft Entra ID, ForgeRock, Okta, in-house).

Module 3. PSD3 access to account

Map PSD3 access-to-account to API design. The improved data access requirements over PSD2. The fallback API requirement. The TPP authentication pattern. The customer authorisation flow. The data scope and consent framework. The performance and availability targets PSD3 requires. Includes the integration pattern for the customer's account-information service provider and payment-initiation service provider. Plus the data-scope-and-consent framework that aligns to PSD3 article 36 and the performance-and-availability targets that satisfy the DNB supervisor's expectations on uptime.

Module 4. PSD3 fraud monitoring

Map PSD3 fraud monitoring requirements to API gateway and downstream system integration. The mandatory data sharing between PSPs framework. The IBAN-name match requirement. The transaction risk analysis framework. The reporting pattern to the customer's fraud team. Includes the integration with the customer's existing fraud-detection platform, the IBAN-name-match service integration with the EBA-mandated centralised IBAN-name-match infrastructure, and the regulatory-reporting integration that supports the periodic fraud-statistics submission to DNB.

Module 5. EU Data Act portability

Map EU Data Act portability to API design. The versioned data contract pattern. The machine-readable export format. The standardised semantic layer. The cross-vendor portability framework. The data-subject-rights integration. The chapter on cloud switching that lands on API surfaces. Includes the integration with the customer's existing API gateway, the integration with the customer's data-platform for the export workflow, the consumer-notification pattern, and the integration with the customer's cloud-switching playbook for the Data Act chapter on cloud portability.

Module 6. EU Data Act IoT data sharing

Map EU Data Act IoT data sharing to API design. The user-data-access right. The third-party-data-sharing right. The trade secret protection framework. The compensation model for data holders. The technical implementation pattern for IoT-adjacent APIs. Includes the integration with the customer's IoT platform, the user-data-access workflow, the third-party-data-sharing workflow that satisfies trade-secret protection requirements, and the compensation-model integration that satisfies the Data Act fair-compensation framework for data holders.

Module 7. EU AI Act access control

Map EU AI Act access control to API design. The high-risk system identification for API-surfaced AI. The fine-grained authorisation pattern that distinguishes inference from training data access. The audit trail requirement. The transparency requirement. The human oversight requirement at the API surface.

Module 8. Versioned data contract pattern

Build the versioned data contract pattern. Schema versioning. Semantic versioning. Breaking-change governance. Migration tooling. Consumer notification. Backward compatibility window. The integration with API gateway versioning. Aligned to EU Data Act portability requirements. Includes the integration with the API-gateway versioning, the consumer-side migration tooling, and the deprecation-calendar pattern that satisfies EU Data Act portability requirements while not breaking downstream consumers across the typical 24-month backward-compatibility window.

Module 9. Fine-grained authorisation pattern

Build the fine-grained authorisation pattern. ABAC vs RBAC choice. The policy language (Cedar, OPA Rego, in-house). The policy administration framework. The policy decision point framework. The policy enforcement point integration with API gateway. The audit trail. Aligned to EU AI Act and PSD3 requirements simultaneously.

Module 10. Governance cadence

Build the governance cadence that holds the three regulations together. The monthly regulatory-change scan. The quarterly framework review. The annual maturity assessment. The integration with the customer's existing API governance committee. Plus the meeting-load reduction pattern that prevents compounding overhead.

Module 11. Discovery framework

Build the discovery framework for the next Dutch enterprise engagement. The opening questions that surface the regulation stack. The qualification questions that surface budget and timing. The disqualification questions. The route from a CTO conversation to a chief platform architect conversation to a programme.

Module 12. Your 10-week build plan

Week by week. Weeks 1-2: landscape and PSD3 strong customer authentication. Weeks 3-4: PSD3 access to account and PSD3 fraud monitoring. Weeks 5-6: EU Data Act portability and IoT data sharing. Weeks 7-8: EU AI Act access control and versioned data contracts. Weeks 9-10: fine-grained authorisation, governance cadence, discovery framework. Deliverable: an updated full life-cycle API discipline for the 2026 Dutch enterprise.

How this addresses your situation

Specific modules that map to what you said you are dealing with.

Banking customer asks about PSD3 → Modules 2-4.

Enterprise customer asks about Data Act portability → Module 5.

IoT-adjacent customer asks about Data Act IoT → Module 6.

Customer surfaces AI through an API → Module 7.

Customer asks about data contracts → Module 8.

Customer asks about authorisation → Module 9.

Customer wants the integrated framework → Module 10.

What you get with this course

The 12-module course delivered as text plus downloadable templates.
Templates and worked examples for every module.
A hand-built playbook generated for your specific customer mix.
Three reference engagements from peer Dutch enterprise programmes.
Scripted talking points for the chief platform architect and the customer regulator engagement.

What you will have in hand by Day 1, Week 1, Month 1

Day 1: PSD3 strong customer authentication scaffold drafted.

Week 4: PSD3 access-to-account and fraud monitoring designed.

Week 8: EU Data Act portability, EU AI Act access control, versioned data contracts operational.

Week 10: Updated discipline in market.

Before and after

Before

Each regulation arrives as a tactical patch. Meeting load compounds. Customer discovery conversation focuses on compliance gaps. The default framework was written for a calmer year.

After

An integrated discipline holds the three regulations. The discovery conversation focuses on value. Customer trusts the framework. Meeting load reduces.

What happens if you do not address this

Dutch enterprise customers will adopt frameworks from competitors who package the integrated discipline. The window is open in early 2026; it narrows quickly.

Who it is for

For Dutch API management consultants, senior platform architects, principal engineers in Dutch banking and insurance, and senior consultants at Dutch SI firms serving banking, insurance, public sector, and enterprise customers.

Who this is NOT for. Pure non-API engineers. Practitioners at firms with no Dutch enterprise customer business. Pure non-platform roles.

How it arrives

Text-based course via LMS, plus downloadable templates and worked examples and the hand-built playbook.

Time investment. Roughly 18 hours of reading and 80 to 160 hours of build effort across the 10-week plan.

Why $199 is the right number

External Dutch API management consultants charge from 100,000 to 500,000 EUR for integrated programmes. 199 USD buys the focused playbook and the implementation document for your customer mix.

FAQ

Will this work for Belgian customers?

Largely yes. PSD3 and EU Data Act and EU AI Act apply identically. Module 11 covers the discovery framework adaptation.

What if my customers use Apigee not Kong?

Modules 2 and 9 cover both Apigee and Kong gateway patterns.

Does this cover open banking specifically?

Modules 2-4 cover PSD3 which is open banking.

What about non-EU subsidiaries?

Module 5 covers cross-jurisdiction portability questions.

What is in the implementation playbook for me specifically?

Discovery framework tuned to your customer mix, governance cadence matched to your team size, fine-grained authorisation pattern pre-loaded with your IAM.

30-day money-back guarantee. If after a week of working through the materials this is not what you needed, reply to the receipt email and a full refund is processed. No questions, no forms.

Within 24 hours your account in the learning environment is provisioned and the tailored implementation playbook is delivered alongside it.