If you are a compliance officer or AML specialist at a financial institution in Peru, this playbook was built for you.
As a compliance leader in the Peruvian financial sector, you are responsible for ensuring adherence to evolving anti-money laundering and counter-terrorist financing (AML/CFT) requirements set by UIF-Perú and the Superintendencia de Banca, Seguros y AFP (SBS). You operate under increasing regulatory scrutiny, frequent guidance updates, and the need to demonstrate a risk-based approach across insurance, credit, and pension entities. Demonstrating robust controls, maintaining audit readiness, and producing defensible risk assessments are no longer optional, they are regulatory expectations. This playbook delivers the structured methodology and documented tools to meet those expectations efficiently and sustainably.
Today's compliance environment demands more than periodic policy updates. Regulators expect continuous risk assessment, effective transaction monitoring calibrated to institutional risk profiles, and timely suspicious activity reporting. Failure to maintain alignment with FATF Recommendations and local regulatory expectations can result in enforcement actions, financial penalties, reputational damage, and operational restrictions. The burden of manual documentation, cross-referencing regulatory requirements, and preparing for audits consumes valuable team capacity, capacity that could be better spent on strategic risk mitigation.
Engaging a Big-4 consultancy to design and implement an AML/CFT compliance framework typically costs between EUR 80,000 and EUR 250,000, depending on institutional complexity. Alternatively, dedicating internal resources to build such a program from scratch requires at least 3 full-time compliance professionals over 6 to 9 months, diverting attention from ongoing monitoring and reporting duties. This comprehensive AML/CFT implementation playbook delivers the same depth of structure, controls, and documentation at a fraction of the cost, just $395.
What you get
| Phase | File Type | Description | File Count |
| Risk Foundation | Domain Assessments | 7 comprehensive assessments, each with 30 targeted questions covering core AML/CFT domains such as customer due diligence, beneficial ownership, and risk rating methodologies | 7 |
| Evidence & Documentation | Evidence Collection Runbook | Step-by-step guide to gather, organize, and validate evidence required for regulatory audits and internal reviews | 1 |
| Audit Readiness | Audit Preparation Playbook | Checklist-driven process for preparing for SBS or UIF-Perú audits, including mock review templates and response workflows | 1 |
| Governance & Roles | RACI Templates | Pre-built RACI matrices for AML/CFT roles across business units, compliance, legal, and IT functions | 5 |
| Project Execution | Work Breakdown Structure (WBS) | Detailed WBS outlining 120+ implementation tasks across planning, risk assessment, policy development, and testing phases | 1 |
| Cross-Reference | Cross-Framework Mappings | Comprehensive matrix linking each control and assessment question to relevant sections of FATF Recommendations, UIF-Perú guidelines, and SBS regulations | 1 |
| Sector-Specific Tools | Risk Assessment Workbooks | Editable templates for insurance and credit sectors, including risk indicators, scoring models, and scenario analysis | 48 |
| Total Files | 64 | ||
Domain assessments
The playbook includes seven core domain assessments, each consisting of 30 structured questions designed to evaluate compliance maturity and identify control gaps:
- Customer Due Diligence (CDD) and Know Your Customer (KYC): Evaluates procedures for identity verification, ongoing monitoring, and enhanced due diligence for high-risk clients.
- Beneficial Ownership Transparency: Assesses mechanisms for identifying and verifying natural persons who ultimately own or control legal entities.
- Politically Exposed Persons (PEPs) and High-Risk Clients: Reviews policies and controls for onboarding and monitoring PEPs and other elevated-risk relationships.
- Suspicious Transaction Monitoring and Reporting: Examines the effectiveness of transaction monitoring systems, alert investigation processes, and STR/SAR submission timelines.
- Internal Governance and AML Program Oversight: Measures the adequacy of board and senior management involvement, compliance reporting lines, and resource allocation.
- Recordkeeping and Data Retention: Verifies adherence to UIF-Perú and SBS requirements for maintaining customer records, transaction data, and supporting documentation.
- Training and Awareness Programs: Evaluates the frequency, content, and effectiveness of AML/CFT training for employees across departments.
What this saves you
| Approach | Time Required | Cost | Risk of Inconsistency |
| Build internally from scratch | 6, 9 months | 3 FTEs × salary + opportunity cost | High , inconsistent interpretation of regulations |
| Engage external consultancy | 4, 6 months | EUR 80,000, 250,000 | Medium , knowledge transfer gaps |
| Use this playbook | 8, 12 weeks with 1 FTE | $395 one-time | Low , standardized, regulation-aligned framework |
Who this is for
- AML/CFT compliance officers at insurance companies regulated by SBS
- Compliance managers in credit unions and microfinance institutions
- Chief Risk Officers in pension fund administrators (AFPs)
- Internal auditors responsible for AML control validation
- Legal advisors supporting financial institutions on regulatory compliance
- Consultants delivering AML readiness services to Peruvian clients
- Compliance team leads preparing for UIF-Perú audits or thematic reviews
Cross-framework mappings
This playbook aligns with and maps to the following regulatory and international frameworks:
- FATF Recommendations (2012, as amended)
- UIF-Perú AML/CFT Guidelines and Circulars
- SBS Resolutions and Regulatory Standards for Financial Institutions
- Law No. 30295 , Anti-Money Laundering and Counter-Terrorist Financing Act
- Supreme Decree No. 008-2019-JUS , Beneficial Ownership Registration
- Financial Action Task Force Mutual Evaluation Report for Peru (2023)
- Basel Committee on Banking Supervision , Sound Management of Risks Related to Money Laundering and Financing of Terrorism
What is NOT in this product
- Customized implementation services or consulting hours
- Integration with transaction monitoring software or case management systems
- Legal opinions or regulatory filings on your behalf
- Translations into languages other than Spanish and English
- Industry-specific templates for non-financial sectors (e.g., casinos, real estate)
- Automated risk scoring engines or digital dashboards
- Training delivery or certification programs for staff
Lifetime access and satisfaction guarantee
You receive lifetime access to the playbook with no subscription required and no login portal to manage. The files are delivered as downloadable documents that you can store, share, and modify within your organization. If this playbook does not save your team at least 100 hours of manual compliance work, email us for a full refund. No questions, no friction.
About the seller
The creator has 25 years of experience in regulatory compliance, specializing in AML/CFT frameworks for financial institutions across Latin America. They have analyzed 692 national and international regulatory frameworks and built 819,000+ cross-framework mappings to support structured compliance implementation. Their tools are used by over 40,000 compliance practitioners in more than 160 countries, with a focus on practical, audit-ready documentation for regulated entities.
Need this for your team? We offer site licenses starting at $2,500 for up to 25 users. Reply to this page or DM Gerard directly on LinkedIn.
