Description

A focused course, tailored for you

Building the Independent UK Insurance Risk Engineering and Portfolio Modelling Practice (BI Insurance + Cat Modelling + Climate Risk + AI Underwriting + Solvency II + Engagement Economics)

Build the independent UK insurance risk engineering and portfolio modelling practice in 10 weeks. BI insurance + cat modelling + climate risk + AI underwriting + Solvency II + engagement economics.

Independent UK insurance risk engineering consultants face shifting BI insurance complexity, cat modelling evolution, climate-risk integration, AI underwriting adoption, Solvency II reforms, and engagement economics that work. Consultants who build the modern practice take the senior insurer and broker work. Here is the 10-week build.

$199 one-time

Tailored to your situation. Access within 24 hours. 30-day money-back.

Includes a hand-built implementation playbook delivered alongside course access, generated for your specific situation.

Why this course

Independent UK insurance risk engineering and portfolio modelling consultants (boutique risk engineering firms, solo risk modelling practitioners, mid-tier underwriting advisory firms, fractional Chief Underwriting Officers) compete with Big4 UK insurance practices (the firm UK Insurance, the firm UK Insurance, the firm UK Insurance, the firm UK Insurance) and specialist firms (Aon Reinsurance Solutions, Guy Carpenter, WTW Insurance Consulting, Howden Group Re, Lockton, Marsh McLennan, RSA Reinsurance) on senior UK insurance engagements.

Clients (Lloyd's syndicates, UK general insurers, UK life insurers, UK reinsurers, Lloyd's brokers, mutual insurers, captive insurers, MGAs, MGUs) ask for BI insurance complexity navigation (Business Interruption Insurance post-FCA Test Case 2020 SC ruling, FCA dear-CEO letters on BI coverage, pandemic-exposure modelling, cyber-BI integration), cat modelling evolution (RMS Risk Modeler + AIR Touchstone Re + Aon Impact Forecasting + Karen Clark CATRader + KCC + in-house, climate-conditioned cat modelling, secondary perils integration), climate-risk integration (PRA SS3/19 climate-financial-risk supervisory statement, FCA climate-related disclosures, IFRS S2 climate-related disclosures, TCFD Aligned Reporting), AI underwriting adoption (AI for property underwriting, AI for casualty underwriting, AI for D&O underwriting, AI for cyber underwriting, AI for SME underwriting), Solvency II reforms (post-2020 UK Solvency II reform Phase 1 effective 2024, internal-model SCR calculations, Matching Adjustment expansion), and engagement economics that work for independent practice.

Consultants who build the modern practice take the senior insurer and broker work. Consultants who stay on classic per-line-risk-modelling-only patterns watch the senior work shift to peers.

This course teaches the 10-week build of the independent UK insurance risk engineering and portfolio modelling practice: BI insurance framework, cat modelling framework, climate-risk framework, AI underwriting framework, Solvency II framework, engagement economics, and the client engagement model. Twelve modules with deliverables. Plus a hand-built implementation playbook for your specific practice.

What you walk away with

A documented BI insurance framework.
A cat modelling framework.
A climate-risk framework.
An AI underwriting framework.
A Solvency II framework.
An engagement economics framework.
A client engagement model.
A 10-week build plan.

The 12 modules

Module 1. UK insurance risk engineering landscape 2026

Detailed walkthrough of the UK insurance risk engineering landscape in 2026: Lloyd's market positioning, UK general insurance market positioning, UK life and pensions market positioning, UK reinsurance market positioning, peer-firm positioning at Aon Reinsurance Solutions + Guy Carpenter + WTW Insurance Consulting + Howden Group Re + Lockton + Marsh McLennan, AI-underwriting vendor landscape (Cytora, Concirrus, FRISS, Shift Technology, hyperexponential, Akur8, Atidot, Earnix, Planck, Cape Analytics, RMS Risk Modeler, AIR Touchstone Re, Aon Impact Forecasting, Karen Clark CATRader, KCC, RAINFALL, Tomorrow.io), regulatory landscape (PRA Solvency II reform 2024, FCA Consumer Duty, FCA Climate Risk, PRA SS3/19, IFRS S2, TCFD Aligned Reporting), and the strategic-level decisions facing independent consultants.

Module 2. BI insurance framework

Build the BI insurance framework: post-FCA Test Case 2020 SC ruling implications, FCA dear-CEO letter integration, BI-coverage-wording analysis framework, BI-trigger analysis framework, BI-recovery quantification framework, pandemic-exposure modelling framework, cyber-BI integration framework, supply-chain-BI framework, contingent-BI framework, and the integration with broader BI advisory.

Module 3. Cat modelling framework

Build the cat modelling framework: cat-model vendor selection (RMS Risk Modeler, AIR Touchstone Re, Aon Impact Forecasting, Karen Clark CATRader, KCC, in-house, open-source), peril coverage framework (windstorm, flood, earthquake, wildfire, severe convective storm, hail, winter storm), secondary perils integration framework, climate-conditioned cat modelling framework, exposure data framework, vulnerability function framework, financial model framework, calibration framework, model-validation framework, and the integration with broader portfolio modelling.

Module 4. Climate-risk framework

Build the climate-risk framework: PRA SS3/19 climate-financial-risk supervisory statement application, FCA climate-related disclosures application, IFRS S2 climate-related disclosures application, TCFD Aligned Reporting application, physical-risk assessment framework (acute + chronic), transition-risk assessment framework (policy, technology, market, reputational, legal), scenario-analysis framework (IEA, NGFS, IPCC), climate-conditioned underwriting framework, climate-conditioned reserving framework, and the integration with broader sustainability strategy.

Module 5. AI underwriting framework

Build the AI underwriting framework: AI for property underwriting (Cape Analytics, ZestyAI, Planck, in-house), AI for casualty underwriting framework, AI for D&O underwriting framework, AI for cyber underwriting framework (Concirrus, in-house), AI for SME underwriting framework (hyperexponential, in-house), AI for marine underwriting framework, AI for aviation underwriting framework, AI for energy underwriting framework, AI for political risk underwriting framework, AI vendor due-diligence framework, AI model lifecycle management framework, and the integration with broader underwriting strategy.

Module 6. Solvency II framework

Build the Solvency II framework: UK Solvency II reform Phase 1 (effective 2024) integration, internal-model SCR calculation framework, standard-formula SCR framework, Matching Adjustment expansion framework, fundamental-spread framework, transitional-measure framework, ORSA framework, internal-model approval framework, model-change framework, and the integration with broader capital management.

Module 7. Consumer Duty framework

Build the Consumer Duty framework: FCA Consumer Duty application to UK insurers, fair-value framework, consumer-understanding framework, consumer-support framework, vulnerable-customer framework, retail-investor framework, Board attestation framework, and the integration with broader compliance.

Module 8. Reinsurance and retrocession framework

Build the reinsurance and retrocession framework: reinsurance buying strategy framework, treaty reinsurance framework, facultative reinsurance framework, alternative capital framework (ILS, sidecars, cat bonds), industry loss warranty framework, parametric framework, and the integration with broader capital strategy.

Module 9. Portfolio modelling framework

Build the portfolio modelling framework: per-line-of-business portfolio modelling, per-territory portfolio modelling, per-peril portfolio modelling, aggregation framework, tail-correlation framework, capital-allocation framework, profitability-analysis framework, and the integration with broader analytics.

Module 10. Engagement economics

Build the engagement economics framework: assessment-engagement structure, design-engagement structure, implementation-oversight engagement structure, retainer engagement structure, fractional-CUO engagement structure, sub-contractor model, AI-augmented productivity, and the practice-economics framework.

Module 11. Client engagement model

Build the client engagement model: client-CEO engagement framework, client-CUO engagement framework, client-CFO engagement framework, client-CRO engagement framework, client-CCO engagement framework, executive-business-review framework, board-of-directors engagement framework, PRA + FCA engagement framework, and the integration with broader account management.

Module 12. Your 10-week build plan

Week-by-week plan with weekly deliverables. Weeks 1-2: UK insurance risk engineering landscape + BI insurance framework. Weeks 3-4: cat modelling framework + climate-risk framework. Weeks 5-6: AI underwriting framework + Solvency II framework. Weeks 7-8: Consumer Duty framework + reinsurance and retrocession framework. Weeks 9-10: portfolio modelling framework + engagement economics + client engagement. Deliverable: independent UK insurance risk engineering and portfolio modelling practice.

How this addresses your situation

Specific modules that map to what you said you are dealing with.

Module 1 covers the landscape.

Module 2 produces BI insurance.

Module 3 covers cat modelling.

Module 4 covers climate risk.

Module 5 covers AI underwriting.

Module 6 covers Solvency II.

Module 7 covers Consumer Duty.

Module 8 covers reinsurance.

Module 9 covers portfolio modelling.

Module 10 covers engagement economics.

Module 11 covers client engagement.

Module 12 covers the 10-week build plan.

What you get with this course

The 12-module course delivered as text plus downloadable templates.
Templates and worked examples for BI insurance framework, cat modelling framework, climate-risk framework, AI underwriting framework, Solvency II framework, Consumer Duty framework, reinsurance and retrocession framework, portfolio modelling framework, engagement economics framework, client engagement model.
A hand-built implementation playbook generated for your specific practice.
Three worked examples of independent UK insurance risk engineering and portfolio modelling practices at peer firms.
Scripted talking points for the client CUO and CRO engagement.

What you will have in hand by Day 1, Week 1, Month 1

Day 1: BI insurance framework scaffold drafted.

Week 4: Cat modelling + climate risk designed.

Week 8: AI underwriting + Solvency II + Consumer Duty + reinsurance + portfolio modelling operational.

Week 10: Practice in operation.

Before and after

Before

Your independent practice loses UK insurance engagements to Big4 UK insurance practices and to specialist firms. BI insurance advisory is reactive. Cat modelling evolution lags. AI underwriting integration is talked about but not deployed. Senior insurer and broker work goes to peers shipping the modern practice.

After

An independent UK insurance risk engineering and portfolio modelling practice is in operation. BI insurance framework, cat modelling framework, climate-risk framework, AI underwriting framework, Solvency II framework, Consumer Duty framework, reinsurance and retrocession framework, portfolio modelling framework, engagement economics framework, client engagement model are all designed.

What happens if you do not address this

Independent consultants without the modern practice miss senior insurer and broker work. UK Solvency II reform Phase 1 effective 2024; FCA Consumer Duty active; FCA climate-related disclosures active.

Who it is for

For independent UK insurance risk engineers, principals at boutique risk modelling firms, senior underwriting consultants at mid-tier firms, fractional Chief Underwriting Officers, and senior actuarial leaders pivoting to independent practice.

Who this is NOT for. Pure claims-management consultants without underwriting scope. Consultants at firms with no UK insurance business. Pure technology consultants without underwriting domain knowledge.

How it arrives

Text-based course via LMS, plus downloadable templates and worked examples and the hand-built implementation playbook.

Time investment. Roughly 18 hours of reading and 80 to 160 hours of consultant effort across the 10-week build.

Why $199 is the right number

External UK insurance risk engineering consultants (Big4 UK insurance practices, specialist firms like Aon Reinsurance Solutions, Guy Carpenter, WTW Insurance Consulting, Howden Group Re, Lockton, Marsh McLennan, RSA Reinsurance, Lane Clark & Peacock, OXERA, Hymans Robertson Insurance, Barnett Waddingham Insurance) charge $300K-$1.5M for practice-modernisation programmes. $199 buys the focused playbook plus the implementation document for your specific practice.

FAQ

Will this replace hiring a UK insurance specialist?

Partially. It teaches the modern practice. You may still want specialist input for complex internal-model approval.

What if my clients are primarily Lloyd's syndicates?

Modules 2, 6, and 11 cover Lloyd's-anchored patterns.

Does this cover SII reform Phase 2 specifically?

Module 6 covers SII reform Phase 2 progress.

What about Irish insurance market (post-Brexit cross-border)?

Modules 1 and 11 cover Irish-market cross-border patterns.

What is in the implementation playbook for me specifically?

BI insurance framework tailored to your specific client mix; cat modelling framework matched to your typical peril coverage; a 10-week build plan.

30-day money-back guarantee. If after a week of working through the materials this is not what you needed, reply to the receipt email and a full refund is processed. No questions, no forms.

Within 24 hours your account in the learning environment is provisioned and the tailored implementation playbook is delivered alongside it.