A tailored course, built for your situation
Mid-Market Anti-Money-Laundering Programs for Established Enterprises
A structured, implementation-grade program for compliance and risk professionals scaling AML frameworks in mid-market organizations.
$199 one-time
24-hour access provisioning
30-day money-back guarantee
Hand-built implementation playbook
12 modules. 12 chapters per module. 144 chapters total.
12 modules, each with 12 chapters (144 chapters total), text-based, plus downloadable templates and a hand-built implementation playbook delivered alongside course access.
Building and maintaining an effective AML program in a growing enterprise is complex, especially when legacy processes clash with new regulatory expectations and scaling demands.
The situation this course is for
Mid-market firms face unique challenges: they’re too large for manual compliance approaches, yet often lack the centralized infrastructure of enterprise banks. Regulatory scrutiny is increasing, but resources remain constrained. Teams need a clear, actionable framework that balances compliance rigor with operational reality.
Who this is for
Compliance officers, risk managers, and technology leaders in mid-market firms (revenue $50M, $1B) implementing or upgrading AML programs aligned with FinCEN, FATF, and regional regulatory standards.
Who this is not for
This course is not for financial investigators at large institutions, consultants focused on enterprise-tier banks, or professionals outside compliance, risk, or technology implementation roles.
What you walk away with
- Design a risk-based AML framework tailored to mid-market complexity and growth trajectory
- Integrate transaction monitoring systems with customer onboarding and case management workflows
- Align AML controls with regulatory expectations without over-engineering for scale
- Operationalize suspicious activity reporting with documented, auditable processes
- Lead cross-functional implementation using the included playbook and templates
The 12 modules (with all 144 chapters)
Module 1. Foundations of Mid-Market AML
Understand the distinct risk and operational profile of mid-market enterprises.
12 chapters in this module
- Defining the mid-market compliance challenge
- Regulatory expectations by jurisdiction
- Risk appetite and risk tolerance frameworks
- Core AML principles for non-bank financial institutions
- Customer lifecycle management basics
- Role of ownership transparency
- Key differences from enterprise banking models
- Common failure points in scaling programs
- Technology constraints in mid-tier firms
- Resource allocation and team structure
- Vendor reliance and oversight
- Program maturity assessment
Module 2. Risk-Based Customer Due Diligence
Implement scalable onboarding and ongoing monitoring aligned with risk tiers.
12 chapters in this module
- Risk categorization by customer type
- Enhanced due diligence triggers
- Beneficial ownership verification
- Source of wealth and funds analysis
- Digital onboarding compliance
- Ongoing monitoring thresholds
- Third-party verification tools
- Document retention standards
- Cross-border onboarding risks
- Red flags in corporate structures
- Customer risk scoring models
- Periodic review cadence design
Module 3. Transaction Monitoring Frameworks
Design rules and thresholds that balance detection sensitivity with operational feasibility.
12 chapters in this module
- Transaction monitoring objectives
- Rule-based vs. behavioral analytics
- Setting baseline thresholds
- Currency conversion and cross-border flows
- SAR trigger logic
- False positive reduction strategies
- Integration with core banking systems
- Real-time vs. batch processing
- Alert prioritization frameworks
- Case assignment workflows
- Monitoring model validation
- Vendor selection and configuration
Module 4. Suspicious Activity Reporting
Standardize SAR filing processes with legal and operational rigor.
12 chapters in this module
- SAR filing obligations by jurisdiction
- Internal escalation protocols
- Threshold determination
- Narrative writing best practices
- Legal privilege considerations
- Filing timelines and extensions
- Coordination with law enforcement
- Documentation standards
- SAR quality assurance
- Cross-border reporting coordination
- Post-filing monitoring
- Audit and examiner readiness
Module 5. Regulatory Engagement and Examinations
Prepare proactively for regulatory reviews and supervisory expectations.
12 chapters in this module
- Regulatory examination lifecycle
- Common areas of scrutiny
- Documentation readiness
- Regulatory communication protocols
- Examiner interview preparation
- Deficiency response planning
- Voluntary self-disclosure frameworks
- Regulatory trend analysis
- Engagement with FinCEN and state regulators
- Enforcement action avoidance
- Compliance program updates post-review
- Maintaining regulator relationships
Module 6. Technology Integration and Automation
Leverage tools to scale AML operations without proportional headcount growth.
12 chapters in this module
- AML technology stack components
- API integration with core systems
- Data quality and normalization
- Automated KYC verification tools
- Watchlist screening integration
- Workflow automation platforms
- AI and machine learning use cases
- Data governance for AML
- Vendor management for AML tech
- Change management for new tools
- Cost-benefit analysis of automation
- Scalability testing
Module 7. Governance and Oversight Structures
Establish board-level accountability and program oversight.
12 chapters in this module
- Board reporting frameworks
- Compliance committee structure
- Executive sponsorship models
- Key risk indicators (KRIs)
- Audit coordination
- Independent testing requirements
- Compliance culture assessment
- Resource adequacy reviews
- Strategic risk alignment
- Escalation protocols for high-risk cases
- Succession planning for compliance roles
- Budgeting for AML programs
Module 8. Program Adaptation and Scaling
Evolve the AML program as the business grows or enters new markets.
12 chapters in this module
- Growth-stage risk assessment
- Market expansion risk modeling
- Product launch compliance review
- Cross-border regulatory alignment
- Mergers and acquisitions due diligence
- Post-acquisition integration
- Customer base diversification risks
- Technology scaling strategies
- Staffing model evolution
- Compliance budget forecasting
- Reputation risk monitoring
- Scenario planning for regulatory change
Module 9. Third-Party and Correspondent Risk
Manage AML exposure from partners, vendors, and correspondent relationships.
12 chapters in this module
- Third-party risk classification
- Due diligence on vendors and agents
- Correspondent banking compliance
- Intermediary oversight
- AML clauses in contracts
- Ongoing monitoring of partners
- Sub-agent risk exposure
- Geographic risk concentration
- Vendor audit rights
- Exit strategies for non-compliant partners
- Reputation risk from associations
- Regulatory reporting on third parties
Module 10. Training and Culture Development
Instill AML awareness and accountability across the organization.
12 chapters in this module
- Training needs assessment
- Role-specific compliance training
- New hire onboarding content
- Annual refresher programs
- Testing knowledge retention
- Leadership engagement strategies
- Whistleblower program integration
- Internal reporting mechanisms
- Culture assessment surveys
- Incentive alignment with compliance goals
- Measuring training effectiveness
- Continuous improvement cycles
Module 11. Audit and Assurance Readiness
Ensure the program is inspection-ready and defensible under scrutiny.
12 chapters in this module
- Internal audit coordination
- External auditor expectations
- Documentation standards
- Evidence trail creation
- Deficiency tracking systems
- Root cause analysis for findings
- Corrective action planning
- Regulatory alignment of audit scope
- Independent testing best practices
- Reporting audit outcomes to leadership
- Follow-up verification
- Continuous monitoring integration
Module 12. Sustaining and Optimizing the Program
Maintain program relevance and efficiency over time.
12 chapters in this module
- Program performance metrics
- Benchmarking against peers
- Regulatory change tracking
- Technology refresh cycles
- Vendor contract renewal strategy
- Process optimization techniques
- Staff feedback mechanisms
- Lessons learned documentation
- Compliance innovation adoption
- Industry collaboration opportunities
- Regulatory sandbox participation
- Long-term strategic planning
How this maps to your situation
- Onboarding new customers in high-risk jurisdictions
- Scaling monitoring systems during rapid growth
- Preparing for regulatory examination
- Integrating AML controls after a product launch
Before vs. after
Before
Manual processes, fragmented systems, and reactive compliance leave teams vulnerable to scrutiny and operational bottlenecks.
After
A structured, scalable AML program with clear ownership, documented workflows, and ongoing assurance, enabling confident growth and regulatory alignment.
What's included with your purchase
- 12 modules with 12 chapters each (144 chapters)
- Downloadable templates and worked examples for every module
- Hand-built implementation playbook delivered alongside course access
- 30-day money-back guarantee
Delivery and format
- Course and learning environment access provisioned within 24 hours of purchase
- Hand-built implementation playbook delivered alongside course access
Format: Text-based modules and chapters in the Art of Service learning environment, plus downloadable templates and worked examples for every chapter, plus the hand-built implementation playbook delivered alongside course access.
Time investment: Approximately 45, 60 hours total, designed for self-paced learning with implementation milestones.
If nothing changes
Without a tailored, implementation-grade framework, mid-market firms risk regulatory penalties, operational inefficiencies, and reputational damage as scrutiny intensifies.
How this compares to the alternatives
Unlike generic compliance certifications or enterprise-focused AML courses, this program is built specifically for mid-market complexity, offering implementation-grade detail without requiring bank-level infrastructure.
Frequently asked
Who is this course designed for?
Compliance officers, risk managers, and technology leaders in mid-market firms implementing or upgrading AML programs.
How is the course structured?
12 modules, each containing 12 chapters (144 chapters total).
Is there a money-back guarantee?
Yes, a 30-day money-back guarantee is included.
$199 one-time. Approximately 45, 60 hours total, designed for self-paced learning with implementation milestones..
Within 24 hours your account in the learning environment is provisioned and the tailored implementation playbook is delivered alongside it.
30-day money-back guarantee·
144 chapters·
Hand-built playbook included·
Account access within 24 hours