Description

A focused course, tailored for you

Building Modern Industrial Bank Risk Management for Fintech Sponsorships (FDIC + COSO + Sponsor Bank Operations + BaaS Risk + AML + AI Risk + Examiner Engagement)

Build the modern industrial bank risk management for fintech sponsorships in 10 weeks. FDIC + COSO + sponsor bank operations + BaaS risk + AML + AI risk + examiner engagement.

Industrial bank risk leaders face fintech-sponsorship complexity: FDIC examiner expectations, COSO ERM integration, sponsor-bank-operations management, BaaS risk, AML compliance under tightening expectations, AI risk integration, and examiner engagement. Leaders who build the modern capability take the senior bank-wide work. Here is the 10-week build.

$199 one-time

Tailored to your situation. Access within 24 hours. 30-day money-back.

Includes a hand-built implementation playbook delivered alongside course access, generated for your specific situation.

Why this course

Industrial bank risk leaders (WebBank, Celtic Bank, Cross River Bank, Sutton Bank, Coastal Community Bank, Pathward Financial, Lewis & Clark Bank, Lead Bank, Patriot Bank, MetaBank legacy Pathward Financial, Bank-Fund Staff Federal Credit Union, Continental Bank, Stearns Bank, Choice Financial Group, Evolve Bank & Trust, Blue Ridge Bank, Lineage Bank, GreenState Credit Union, Continental Bank, the firm Chase, Bank of America, Wells Fargo, Citi, Goldman Sachs Bank USA, Capital One, US Bank, BMO Bank, PNC Bank, Truist Bank, Fifth Third Bank, KeyBank, Citizens Bank, M&T Bank, Huntington Bank, Regions Bank, Comerica Bank, BMO Harris, First Horizon Bank, First Citizens BancShares, Western Alliance Bancorporation, Synovus Bank, BankUnited, PacWest legacy Banc of California, New York Community Bank Flagstar, Valley National Bank, Pinnacle Financial Partners, Pacific Premier Bank) sponsoring fintech programmes face fintech-sponsorship complexity in 2024-2026.

FDIC examiner expectations (FDIC FIL-19-2024 'Brokered Deposit FAQ' updates, FDIC FIL-77-2023 third-party risk management interagency guidance, FDIC consent orders post-2023 on fintech sponsor-bank operations, FDIC reorganisation under Chairman Hill), COSO ERM integration, sponsor-bank-operations management (deposit-aggregator relationships, payment-processor relationships, debit-card programme relationships, loan-origination-as-a-service relationships, BIN-sponsorship relationships, programme-management relationships), BaaS risk (compliance risk, operational risk, reputational risk, concentration risk, customer-due-diligence risk, sanctions-screening risk), AML compliance under tightening expectations (FinCEN BSA + KYC + KYB + SAR + CTR + UTR, OFAC sanctions screening, BSA-AML programme effectiveness, beneficial ownership reporting, Anti-Money Laundering Act of 2020 enforcement), AI risk integration (Fed SR 11-7 model risk management, NIST AI RMF, OCC AI guidance, FDIC AI guidance, CFPB UDAAP overlay), examiner engagement (FDIC examiners + DFI examiners + Federal Reserve examiners for state-member banks + state regulator examiners + DFPI California examiners + NYDFS examiners), Anti-Money Laundering Act of 2020 amendments enforcement, Customer Identification Programme (CIP) alignment, and the integration with broader bank-wide strategy all need to land at the risk-leader layer.

Leaders who build the modern capability take the senior bank-wide work. Leaders who stay on classic compliance-only patterns watch the senior work shift to peers.

This course teaches the 10-week build of modern industrial bank risk management for fintech sponsorships: FDIC framework, COSO ERM framework, sponsor-bank-operations framework, BaaS risk framework, AML framework, AI risk framework, examiner engagement framework, and the executive engagement model. Twelve modules with deliverables. Plus a hand-built implementation playbook for your specific bank.

What you walk away with

A documented FDIC framework.
A COSO ERM framework.
A sponsor-bank-operations framework.
A BaaS risk framework.
An AML framework.
An AI risk framework.
An examiner engagement framework.
An executive engagement model.
A 10-week build plan.

The 12 modules

Module 1. Industrial bank fintech-sponsorship landscape 2026

Detailed walkthrough of the industrial bank fintech-sponsorship landscape in 2026: peer-bank positioning at WebBank + Celtic Bank + Cross River Bank + Sutton Bank + Coastal Community Bank + Pathward Financial + Lewis & Clark Bank + Lead Bank + Patriot Bank + Continental Bank + Stearns Bank + Choice Financial Group + Evolve Bank & Trust + Blue Ridge Bank + Lineage Bank, regulatory landscape (FDIC FIL-19-2024 'Brokered Deposit FAQ' updates, FDIC FIL-77-2023 third-party risk management interagency guidance, FDIC consent orders post-2023, Federal Reserve interagency guidance, OCC heightened standards, CFPB enforcement themes, FinCEN BSA, FATF Recommendations, EU PSD3 PSR1 for cross-border-EU programmes), and the strategic-level decisions facing risk leaders.

Module 2. FDIC framework

Build the FDIC framework: FDIC FIL-19-2024 Brokered Deposit FAQ update framework, FDIC FIL-77-2023 third-party risk management interagency guidance integration, FDIC consent orders post-2023 framework, FDIC heightened expectations for fintech sponsor banks framework, FDIC examiner relationship management framework, FDIC remediation framework, and the integration with broader regulator engagement.

Module 3. COSO ERM framework

Build the COSO ERM framework: COSO ERM 2017 alignment, risk-appetite framework, risk-tolerance framework, KRI framework, risk-taxonomy framework, risk-treatment framework, risk-reporting framework, ERM governance framework, and the integration with broader risk management.

Module 4. Sponsor-bank-operations framework

Build the sponsor-bank-operations framework: deposit-aggregator relationship framework, payment-processor relationship framework, debit-card programme framework, loan-origination-as-a-service relationship framework, BIN-sponsorship framework, programme-management relationship framework, fintech-onboarding framework, fintech-offboarding framework, fintech-monitoring framework, and the integration with broader business operations.

Module 5. BaaS risk framework

Build the BaaS risk framework: compliance risk framework, operational risk framework, reputational risk framework, concentration risk framework, customer-due-diligence risk framework, sanctions-screening risk framework, fraud risk framework, third-party concentration risk framework, and the integration with broader risk management.

Module 6. AML framework

Build the AML framework: FinCEN BSA programme framework, KYC + CDD + EDD framework, KYB framework, SAR + CTR + UTR framework, OFAC sanctions-screening framework, beneficial-ownership reporting framework, Anti-Money Laundering Act of 2020 amendments enforcement framework, Customer Identification Programme (CIP) framework, BSA-AML programme effectiveness framework, and the integration with broader compliance.

Module 7. AI risk framework

Build the AI risk framework: Fed SR 11-7 model risk management alignment, NIST AI RMF integration, OCC AI guidance alignment, FDIC AI guidance alignment, CFPB UDAAP overlay for AI in consumer-facing fintech programmes, AI vendor due-diligence framework, AI inventory framework, AI risk-tier framework, AI risk-treatment framework, and the integration with broader risk management.

Module 8. Examiner engagement framework

Build the examiner engagement framework: FDIC examiner engagement framework, DFI examiner engagement framework (where applicable), Federal Reserve examiner engagement framework (state-member banks), state regulator examiner engagement framework, DFPI California examiner engagement framework, NYDFS examiner engagement framework, MRA / MRIA tracking framework, exam-readiness framework, and the integration with broader regulator engagement.

Module 9. Operational resilience framework

Build the operational resilience framework: critical-function identification framework, impact-tolerance setting framework, severe-but-plausible scenario testing framework (cloud-region failure, cyber attack, key-fintech-vendor failure, sponsor-bank deposit-run, regulatory-enforcement, climate, geopolitical), self-attestation framework (FDIC + Fed alignment), third-party-program management framework, and the integration with broader risk management.

Module 10. Technology stack framework

Build the technology stack framework: core banking system selection (Fiserv DNA, FIS IBS, Jack Henry SilverLake, Finastra Phoenix, in-house), digital-channel platform selection, payments-platform selection, AML-platform selection (NICE Actimize, Oracle FCCM, Fiserv FRAML, Quantexa, in-house), AI-augmentation platform selection, fintech-aggregator integration framework (Treasury Prime, Synapse legacy, Unit, Bond, Solid, in-house), and the integration architecture.

Module 11. Executive and board engagement

Build the executive and board engagement: CEO partnership, CFO partnership, COO partnership, CRO partnership, CCO partnership, CIO partnership, board-of-directors engagement, audit-committee engagement, risk-committee engagement, and the integration with broader executive cadence.

Module 12. Your 10-week build plan

Week-by-week plan with weekly deliverables. Weeks 1-2: industrial bank fintech-sponsorship landscape + FDIC framework. Weeks 3-4: COSO ERM framework + sponsor-bank-operations framework. Weeks 5-6: BaaS risk framework + AML framework. Weeks 7-8: AI risk framework + examiner engagement framework. Weeks 9-10: operational resilience framework + technology stack framework + executive engagement. Deliverable: modern industrial bank risk management for fintech sponsorships.

How this addresses your situation

Specific modules that map to what you said you are dealing with.

Module 1 covers the landscape.

Module 2 produces FDIC.

Module 3 covers COSO ERM.

Module 4 covers sponsor-bank-operations.

Module 5 covers BaaS risk.

Module 6 covers AML.

Module 7 covers AI risk.

Module 8 covers examiner engagement.

Module 9 covers operational resilience.

Module 10 covers the technology stack.

Module 11 covers executive engagement.

Module 12 covers the 10-week build plan.

What you get with this course

The 12-module course delivered as text plus downloadable templates.
Templates and worked examples for FDIC framework, COSO ERM framework, sponsor-bank-operations framework, BaaS risk framework, AML framework, AI risk framework, examiner engagement framework, operational resilience framework, technology stack framework, executive and board engagement.
A hand-built implementation playbook generated for your specific bank.
Three worked examples of modern industrial bank risk management capabilities at peer banks.
Scripted talking points for the FDIC examiner and audit-committee engagement.

What you will have in hand by Day 1, Week 1, Month 1

Day 1: FDIC framework scaffold drafted.

Week 4: COSO ERM + sponsor-bank-operations designed.

Week 8: BaaS risk + AML + AI risk + examiner engagement operational.

Week 10: Capability in operation.

Before and after

Before

Your risk-management practice handles classic compliance-only patterns. FDIC examiner expectations strain the operation. Sponsor-bank-operations management is reactive. BaaS risk is patchy. AI risk integration is uncertain. Senior bank-wide work goes to peers shipping the modern capability.

After

A modern industrial bank risk management for fintech sponsorships is in operation. FDIC framework, COSO ERM framework, sponsor-bank-operations framework, BaaS risk framework, AML framework, AI risk framework, examiner engagement framework, operational resilience framework, technology stack framework, executive and board engagement are all designed.

What happens if you do not address this

Leaders without the modern capability miss bank-wide senior work. FDIC FIL-19-2024 active; FDIC FIL-77-2023 active; FDIC consent orders post-2023 set the enforcement bar; Anti-Money Laundering Act of 2020 amendments enforcement intensifies.

Who it is for

For Chief Risk Officers, Chief Compliance Officers, BSA Officers, fintech-sponsorship leads, deposit-operations leads, and senior risk leaders at industrial banks and bank holding companies sponsoring fintech programmes.

Who this is NOT for. Pure non-banking financial-services roles. Risk leaders at firms with no fintech-sponsorship business. Pure technology roles without banking domain.

How it arrives

Text-based course via LMS, plus downloadable templates and worked examples and the hand-built implementation playbook.

Time investment. Roughly 18 hours of reading and 100 to 200 hours of risk-leader effort across the 10-week build.

Why $199 is the right number

External industrial bank risk-management consultants (Big4 banking practices, McKinsey Banking, BCG Banking, Bain Banking, Oliver Wyman Banking, Promontory MLG, Treliant, Bates, Crowe, Protiviti, RGP, RSM, Klaros Group, Hudson Cook, BSA Coalition, Pacific Compliance Group) charge $300K-$1.5M for modernisation programmes. $199 buys the focused playbook plus the implementation document for your specific bank.

FAQ

Will this replace hiring a banking risk-management consultant?

Partially. It teaches the modern capability. You may still want specialist input for FDIC consent order remediation.

What if my bank is primarily Utah-chartered industrial bank?

Modules 2 and 8 cover Utah-anchored patterns.

Does this cover CFPB Section 1033 implications specifically?

Modules 5 and 7 cover Section 1033 implications.

What about cross-border fintech programmes (EU + Canada)?

Modules 1 and 4 cover cross-border patterns.

What is in the implementation playbook for me specifically?

FDIC framework tailored to your specific bank; sponsor-bank-operations framework matched to your fintech-partner mix; a 10-week build plan.

30-day money-back guarantee. If after a week of working through the materials this is not what you needed, reply to the receipt email and a full refund is processed. No questions, no forms.

Within 24 hours your account in the learning environment is provisioned and the tailored implementation playbook is delivered alongside it.