A tailored course, built for your situation
Executive visibility on mortgage risk assessments under IFRS 17
How senior credit analysts are getting recognized for precision in reserve modeling and capital impact analysis
$199 one-time
24-hour access provisioning
30-day money-back guarantee
Hand-built implementation playbook
12 modules. 12 chapters per module. 144 chapters total.
12 modules, each with 12 chapters (144 chapters total), text-based, plus downloadable templates and a hand-built implementation playbook delivered alongside course access.
High-quality risk analysis stays buried in spreadsheets and never reaches decision-makers
The situation this course is for
Even when models are accurate, the lack of a recognized narrative framework means insights don’t rise above operational reporting. Credit teams do rigorous work, but it doesn’t translate into influence because outputs aren’t structured for executive consumption.
Who this is for
Senior Credit Analyst at a financial institution managing mortgage portfolios under IFRS 17, responsible for risk assessment and capital forecasting
Who this is not for
Junior analysts still learning credit fundamentals, or professionals outside mortgage finance and regulatory reporting
What you walk away with
- Structured approach to aligning mortgage risk outputs with IFRS 17 capital impact disclosures
- Repeatable templates for executive-ready risk assessment summaries
- Clear linkage between credit assumptions and balance sheet sensitivity
- Visibility on how risk judgments influence strategic capital allocation
- Ability to anticipate and shape senior leadership questions before they’re asked
The 12 modules (with all 144 chapters)
Module 1. IFRS 17 and the credit analyst's role
Understand how IFRS 17 reshapes visibility for credit risk work in mortgage portfolios.
12 chapters in this module
- Scope of IFRS 17 impact on credit risk
- Difference between GAAP and IFRS 17 treatment
- Credit risk in Level 3 fair value inputs
- Modeling probability of default under IFRS 17
- Loss given default timing considerations
- Exposure at default in long-term mortgage books
- Discount rate selection and credit spread
- Impact of prepayment assumptions
- Behavioral risk in reserve builds
- Lapse rate sensitivity in stressed environments
- Roll-rate modeling under new standards
- Treatment of vintage performance
Module 2. From credit assessment to capital impact
Link individual loan risk to portfolio-level capital sensitivity.
12 chapters in this module
- Mapping credit grades to economic capital
- Weighting risk by duration bucket
- Correlation between risk rating and CVA
- Stress testing credit assumptions
- Scenario design for macroeconomic inputs
- Reverse stress testing for capital adequacy
- Capital floor interactions
- Liquidity risk overlay
- Interest rate environment sensitivity
- Regional credit exposure weighting
- Vintage-based risk layering
- Modeling downturn reserve builds
Module 3. Executive narrative for risk outputs
Structure risk analysis so it’s consumed at leadership level.
12 chapters in this module
- Identifying decision-relevant risk metrics
- Distilling model output to key drivers
- Narrative framing for uncertain outcomes
- Confidence intervals in executive summaries
- Visualizing risk concentration
- Presenting tail risk exposure
- Avoiding technical over-explanation
- Linking risk to strategic objectives
- Balancing prudence and realism
- Anticipating leadership pushback
- Preparing for board-level follow-ups
- Creating decision-ready summaries
Module 4. Model governance under IFRS 17
Ensure models meet scrutiny from internal audit and external regulators.
12 chapters in this module
- Model validation requirements
- Documentation standards for credit models
- Version control for risk assumptions
- Backtesting framework design
- Model performance thresholds
- Model risk classification
- Independent review protocols
- Challenge of key assumptions
- Audit trail for parameter changes
- Model change approval process
- Segregation of duties in model updates
- Model inventory tracking
Module 5. Cross-functional alignment
Coordinate with finance, risk, and capital teams on reporting outputs.
12 chapters in this module
- Timing alignment with financial close
- Credit input requirements for finance
- Common language with capital planning
- Reconciliation with ECL models
- Data flow from origination to reporting
- Interpreting risk transfer impacts
- Treatment of securitized assets
- Credit risk in hedges and derivatives
- Alignment with ALM assumptions
- Reporting cadence coordination
- Change management across teams
- Single source of truth for inputs
Module 6. Stress testing and scenario design
Build credible scenarios that reflect plausible credit deterioration.
12 chapters in this module
- Defining base case assumptions
- Designing moderate stress scenarios
- Severe but plausible downturn design
- Housing price sensitivity
- Unemployment impact on arrears
- Interest rate shock on affordability
- Regional market divergence
- Vintage-based stress testing
- Behavioral response modeling
- Liquidity crunch scenarios
- Second-round economic effects
- Stress outcome interpretation
Module 7. Capital sensitivity analysis
Quantify how credit assumptions impact regulatory and economic capital.
12 chapters in this module
- Linking PD to capital charges
- LGD sensitivity to collateral values
- EAD volatility under drawdown
- Portfolio-level risk weighting
- Credit risk mitigation impact
- Diversification benefits
- Concentration risk penalties
- Time horizon impact on capital
- Treatment of early defaults
- Vintage-based capital allocation
- Modeling forward-looking provisions
- Interaction with leverage ratio
Module 8. Disclosure frameworks
Structure public and internal disclosures to reflect credit risk rigor.
12 chapters in this module
- IFRS 17 note disclosure requirements
- Credit risk exposure breakdown
- Sensitivity disclosure design
- Narrative for model assumptions
- Uncertainty in lifetime estimates
- Range of outcomes presentation
- Comparative period disclosures
- Internal reporting templates
- Audit-ready disclosure package
- Regulatory filing coordination
- Disclosure version control
- Approval workflow for disclosures
Module 9. Risk transfer analysis
Assess credit risk retention in securitizations and reinsurance.
12 chapters in this module
- Substance over form in risk transfer
- Continuing involvement analysis
- True sale assessment
- Credit risk retention rules
- Synthetic securitization treatment
- Reinsurance of credit risk
- Collateral risk in transfers
- Default risk retention
- Servicing risk implications
- Look-through requirements
- Third-party risk assessment
- Ongoing monitoring of transferred risk
Module 10. Model validation and review
Prepare models for internal and external scrutiny.
12 chapters in this module
- Independent model review process
- Backtesting methodology
- Benchmarking to peer models
- Sensitivity testing protocols
- Expert judgment documentation
- Model performance dashboards
- Challenge of key parameters
- Model drift detection
- Validation of stress assumptions
- Peer review coordination
- Regulatory validation expectations
- Model remediation process
Module 11. Ongoing monitoring and refinement
Maintain model accuracy and relevance over time.
12 chapters in this module
- Performance monitoring triggers
- Model recalibration process
- Data quality alerts
- Assumption review frequency
- Feedback loop from actuals
- Model change impact assessment
- Versioning and deployment
- User training on updates
- Model retirement criteria
- Legacy model documentation
- Change log maintenance
- Audit readiness for updates
Module 12. Strategic influence through credit analysis
Turn rigorous analysis into leadership impact.
12 chapters in this module
- Positioning credit risk as strategic input
- Engaging capital planning early
- Influencing product design with risk insight
- Shaping portfolio strategy
- Informing pricing with risk data
- Guiding origination standards
- Supporting M&A due diligence
- Contributing to balance sheet strategy
- Building cross-functional credibility
- Establishing thought leadership
- Mentoring junior analysts
- Documenting institutional knowledge
How this maps to your situation
- Preparing for IFRS 17 transition
- Responding to internal audit findings
- Supporting capital planning with risk data
- Enhancing executive reporting
Before vs. after
Before
Credit risk analysis is thorough but remains a backend function with limited influence on capital or strategic decisions.
After
Risk assessments are structured to inform capital planning and executive decisions, elevating the analyst’s role to strategic contributor.
What's included with your purchase
- 12 modules with 12 chapters each (144 chapters)
- Downloadable templates and worked examples for every module
- Hand-built implementation playbook delivered alongside course access
- 30-day money-back guarantee
Delivery and format
- Course and learning environment access provisioned within 24 hours of purchase
- Hand-built implementation playbook delivered alongside course access
Format: Text-based modules and chapters in the Art of Service learning environment, plus downloadable templates and worked examples for every chapter, plus the hand-built implementation playbook delivered alongside course access.
Time investment: Approximately 3-4 hours per module, designed for completion over 6-8 weeks with real-world application.
If nothing changes
Without structured alignment to IFRS 17 capital reporting, rigorous credit work remains invisible to leadership, limiting career growth and influence.
How this compares to the alternatives
Generic IFRS 17 courses focus on accounting entries. This course is built for credit analysts who need to translate risk judgments into capital impact and executive insight.
Frequently asked
Is this course relevant if I’m not in accounting?
Yes. It’s designed specifically for credit, risk, and capital professionals who need to align mortgage risk analysis with IFRS 17 reporting outcomes.
How is the course structured?
12 modules, each containing 12 chapters (144 chapters total).
Do I get templates I can use at work?
Yes. Every module includes downloadable templates and worked examples you can adapt directly.
$199 one-time. Approximately 3-4 hours per module, designed for completion over 6-8 weeks with real-world application..
Within 24 hours your account in the learning environment is provisioned and the tailored implementation playbook is delivered alongside it.
30-day money-back guarantee·
144 chapters·
Hand-built playbook included·
Account access within 24 hours