A tailored course, built for your situation
Deeper Command of Core Payment Compliance Frameworks
Master the standards shaping modern payment platforms , and lead from expertise
$199 one-time
24-hour access provisioning
30-day money-back guarantee
Hand-built implementation playbook
12 modules. 12 chapters per module. 144 chapters total.
12 modules, each with 12 chapters (144 chapters total), text-based, plus downloadable templates and a hand-built implementation playbook delivered alongside course access.
The situation this course is for
Who this is for
Compliance or risk practitioner at a the firm platform who interprets and implements international standards in real product and operations decisions
Who this is not for
Entry-level compliance staff, auditors focused only on checklists, or consultants without direct exposure to payment system architecture
What you walk away with
- Full command of PCI DSS 4.0 control logic and implementation variance scenarios
- Annotated decision logs for dispute resolution in cross-border merchant onboarding
- Confidence to lead internal alignment on AML policy interpretation
- Working knowledge of ISO 20022 field-level compliance mapping
- Internal credibility to own framework updates without escalation
The 12 modules (with all 144 chapters)
Module 1. Inside the Evolution of PCI DSS 4.0
Break down the shift from checklist compliance to dynamic control validation, focusing on real implementation trade-offs in transaction monitoring systems.
12 chapters in this module
- From DSS 3.2.1 to 4.0: what changed
- Control objectives vs implementation methods
- Customized approach eligibility criteria
- Transaction flow encryption requirements
- Phased implementation timelines
- Service provider validation paths
- SAQ updates for payment facilitators
- Penetration testing scope expansion
- Phishing simulation mandates
- Authentication method deprecation
- Legacy system risk assessments
- Documentation burden reduction strategies
Module 2. Mapping Controls to Payment Architectures
Learn how to align compliance requirements with actual system designs, including distributed processing, tokenization, and gateway interactions.
12 chapters in this module
- Identifying CDE boundaries accurately
- Tokenization impact on scope
- Gateway vs processor responsibility
- API-based payment flows
- Microservices and segmentation
- Cloud hosting considerations
- Hybrid environment challenges
- Point-to-point encryption use cases
- Third-party vendor accountability
- Shared responsibility models
- Incident response integration
- Real-time transaction monitoring
Module 3. Interpreting AML Frameworks Across Jurisdictions
Build fluency in translating global AML expectations into local merchant underwriting decisions with defensible rationale.
12 chapters in this module
- FATF Recommendation 15 alignment
- Beneficial ownership verification
- PEP screening thresholds
- Transaction monitoring baselines
- Geographic risk weighting
- Currency exchange red flags
- High-risk business types
- KYC data retention rules
- Cross-border wire review
- SAR filing triggers
- Internal escalation protocols
- Audit trail preservation
Module 4. ISO 20022 Compliance in Payment Messaging
Master the field-level requirements for compliant message design, including data completeness, formatting, and error handling.
12 chapters in this module
- Message component hierarchy
- Mandatory vs optional fields
- Country-specific variances
- Remittance data standards
- Pacs.008 vs camt.054 usage
- Schema validation workflows
- Error code interpretation
- Timing compliance windows
- Currency code enforcement
- End-to-end traceability
- Reversal message formatting
- Testing with dry runs
Module 5. Designing Compliance-Aware Onboarding
Integrate standards into merchant acquisition workflows to reduce rework and accelerate time-to-revenue.
12 chapters in this module
- Risk-based underwriting tiers
- Automated document validation
- Bank account verification steps
- UBO collection methods
- PEP screening integration
- Adverse media checks
- Geolocation risk flags
- Processing volume thresholds
- Industry classification codes
- Reserve hold policies
- Compliance handoff protocols
- Post-approval monitoring
Module 6. Building Audit-Ready Evidence Artefacts
Generate documentation that anticipates reviewer questions and reduces follow-up cycles.
12 chapters in this module
- Control mapping best practices
- Narrative clarity for technical controls
- Evidence retention schedules
- Version control for policies
- Role-based access logs
- Change management trails
- Segregation of duties checks
- Penetration test result summaries
- Vulnerability scan frequency
- Remediation tracking logs
- Executive summary drafting
- Cross-reference indexing
Module 7. Resolving Cross-Border Compliance Conflicts
Develop decision frameworks for when two jurisdictions impose conflicting requirements.
12 chapters in this module
- Hierarchy of legal authority
- Local law vs international standard
- Data sovereignty constraints
- Monetary authority reporting
- Currency control checks
- Sanctioned jurisdiction exposure
- Local partnership requirements
- Regulator communication protocol
- Interpretation memo drafting
- Escalation path definition
- Documentation of rationale
- Internal legal collaboration
Module 8. Adapting Frameworks to New Payment Types
Extend established standards to emerging models like BNPL, crypto rails, and super-app integrations.
12 chapters in this module
- BNPL underwriting alignment
- Crypto wallet risk assessment
- Fiat on/off-ramp controls
- Embedded finance liability
- Super-app compliance boundaries
- Affiliate marketing oversight
- Digital identity verification
- Buy now, pay later DSS mapping
- Chargeback handling protocols
- Refund automation rules
- Credit decision transparency
- Consumer disclosure standards
Module 9. Owning Framework Updates Without Escalation
Build confidence to propose and approve changes without senior review, backed by precedent and sourcing.
12 chapters in this module
- Change impact assessment
- Internal consultation checklists
- Version comparison methods
- Stakeholder alignment templates
- Implementation roadmap drafting
- Training material updates
- Go-live validation steps
- Post-implementation review
- Feedback loop integration
- Regulator notification criteria
- Internal audit coordination
- Lessons learned documentation
Module 10. Teaching Compliance Through Examples
Develop internal training tools that translate complex standards into actionable guidance.
12 chapters in this module
- Case-based learning design
- Annotated decision logs
- Common mistake illustrations
- Interactive scenario testing
- Team quiz frameworks
- Playbook integration methods
- Just-in-time reference cards
- Onboarding module creation
- Refresher session planning
- Feedback collection systems
- Knowledge gap analysis
- Certification tracking
Module 11. Documenting Rationale for Regulator-Facing Reviews
Create defensible narratives that demonstrate proactive compliance posture.
12 chapters in this module
- Regulatory inquiry response
- Position paper structure
- Precedent citation methods
- Risk acceptance justification
- Compensating control explanation
- Timeline clarity
- Stakeholder alignment proof
- Testing validation references
- Lessons learned inclusion
- Future state commitments
- Tone and formality balance
- Legal team collaboration
Module 12. Leading Compliance Without Authority
Influence product, engineering, and operations teams through clarity, consistency, and credibility.
12 chapters in this module
- Building trusted advisor status
- Meeting facilitation techniques
- Data-driven persuasion
- Stakeholder mapping
- Influence without escalation
- Cross-functional alignment
- Conflict resolution scripts
- Consensus-building methods
- Escalation threshold definition
- Credibility-building habits
- Visibility in key meetings
- Long-term reputation strategy
How this maps to your situation
- When rolling out a new merchant onboarding flow
- Before audit season with updated standards
- After regulator requests changes
- During product expansion into new jurisdictions
Before vs. after
Before
Reliant on team consensus or escalation for complex compliance decisions
After
Confidently leads interpretation and implementation with documented rationale and peer trust
What's included with your purchase
- 12 modules with 12 chapters each (144 chapters)
- Downloadable templates and worked examples for every module
- Hand-built implementation playbook delivered alongside course access
- 30-day money-back guarantee
Delivery and format
- Course and learning environment access provisioned within 24 hours of purchase
- Hand-built implementation playbook delivered alongside course access
Format: Text-based modules and chapters in the Art of Service learning environment, plus downloadable templates and worked examples for every chapter, plus the hand-built implementation playbook delivered alongside course access.
Time investment: 6, 8 hours total, designed to be completed in focused sprints of 20, 30 minutes.
How this compares to the alternatives
Unlike broad compliance surveys or certification prep courses, this program focuses exclusively on implementation-grade mastery of the frameworks that govern real payment platforms today , with annotated examples, field-level mappings, and decision logic used by top-tier practitioners.
Frequently asked
Is this course focused on U.S.-only regulation?
No. It covers international frameworks including FATF, PCI SSC, ISO, and EBA standards, with jurisdiction-specific implementation guidance.
How is the course structured?
12 modules, each containing 12 chapters (144 chapters total).
Will this help me pass an audit?
Yes , by building deeper command of control logic and evidence design, you’ll produce cleaner outputs and anticipate reviewer questions before they arise.
$199 one-time. 6, 8 hours total, designed to be completed in focused sprints of 20, 30 minutes..
Within 24 hours your account in the learning environment is provisioned and the tailored implementation playbook is delivered alongside it.
30-day money-back guarantee·
144 chapters·
Hand-built playbook included·
Account access within 24 hours