RBI Account Aggregator · Consent-Based Data Sharing · Evidence & Implementation Kit
Participate in the RBI Account Aggregator ecosystem compliantly, without decoding the framework yourself.
Every obligation handed to you as an adopt-ready control, from your role and the consent framework through technical standards and security to RBI compliance and grievance redressal, with the evidence the RBI examines.
Ecosystem-ready in a weekend, not a quarter.
Here is the honest situation. The RBI Account Aggregator framework enables consent-based sharing of financial information between Financial Information Providers and Users through licensed, data-blind Account Aggregators. It turns on a standardised consent artefact, prescribed technical standards, strong security and RBI regulation. A participant, whether AA, FIP or FIU, that shares or uses data but cannot show its consent handling, its security or its RBI compliance is exactly where participants fall short.
This Kit removes the guesswork. It is the framework written as adopt-ready controls you personalize in a weekend, with the evidence the RBI examines.
What you get, the moment you buy
18
Obligations as adopt-ready controls. Every obligation, from your role and consent through technical standards, security, RBI compliance and grievance redressal, written so you personalize and apply it.
18
Evidence-they-examine checklists. For each control, exactly what the RBI examines, plus where participants fall short, so you close the gap first.
1
Data Sharing Control Matrix, pre-built. Every obligation in a working spreadsheet, ready to record status, owner and evidence location.
1
Gap & Readiness Assessment. Score each obligation and the workbook returns your readiness as a single percentage, and exactly what to fix next.
Grounded in the RBI Account Aggregator framework, with the AA, FIP and FIU roles, the standardised consent artefact and revocation, the data-blind AA principle, the technical standards, security and privacy, RBI compliance and reporting and grievance redressal called out. Editable Word and Excel files.
Consent and the data-blind principle are the heart of the framework
The framework only works because sharing is bound to a standardised, revocable consent artefact and the Account Aggregator never sees the data it moves. A participant that accesses data beyond consent, or an AA that touches the content, breaks the model. This Kit builds the consent, data-blind, security and RBI-compliance controls with the evidence the RBI asks for.
What one control looks like
This is determining your role in the framework, where participation begins. All 18 are built to this depth.
RBIAA-1 Determine your role in the framework SCOPE
Put this control in place
Determine and document [your organization name]'s role in the RBI Account Aggregator ecosystem, whether as an Account Aggregator, a Financial Information Provider or a Financial Information User, and the resulting obligations, so that the applicable duties are established before participation and the organization can evidence its role assessment.
Regulatory note.
The RBI Account Aggregator framework enables consent-based sharing of financial information between Financial Information Providers and Users through licensed Account Aggregators.
Evidence the RBI examines
- A role assessment against the framework
- Whether it is an AA, FIP or FIU
- The obligations that apply per role
Common finding they raise: An organization participates in the ecosystem with no assessment of its role and duties.
Why this is not another template pack
- The evidence is the point. An obligation you cannot evidence is a supervisory gap. This tells you what the RBI examines and where participants fall short, for every obligation.
- Consent, standards and security built in. The consent artefact and revocation, the technical standards and the security are written into the controls, the substance the framework requires.
- Built on a mapped compliance corpus, not one person's opinion, from a graph of thousands of controls across standards.
- It compounds. The framework aligns with data protection and your security program, so this work feeds your wider compliance.
Who buys this
Banks, NBFCs, fintechs and Account Aggregators participating in the ecosystem as AA, FIP or FIU, and their product, security, risk and compliance leads. Whether it is a first participation or a compliance uplift, you save weeks and walk in with role, consent, standards and security structured.
By the end of the weekend you will have
✓ An adopt-ready control for all 18 obligations
✓ A completed data sharing control matrix
✓ The evidence the RBI examines
✓ Your consent and security controls in place
✓ A readiness percentage and a fix list
✓ The technical-standard and grievance gaps closed
Common questions
Is it really editable? Yes. Word and Excel files you own and adapt. No portal, no subscription.
Is this an RBI licence? No. It is an implementation toolkit grounded in the framework. Licensing is by the RBI; this gets your controls and evidence in order fast.
Does it cover consent? Yes. Operating consent-based sharing, the consent artefact and revocation are built as controls.
Does it cover the data-blind AA principle? Yes. Keeping the Account Aggregator data-blind is built as a control.
What if it is not for me? A 30-day money-back guarantee.
Do not share financial data you cannot show is consent-bound and secure.
Every framework obligation is fast to adopt with the Kit. It is instant, and it is guaranteed.
Add it to your cart and be ecosystem-ready this weekend.
Instant digital download · 30-day money-back guarantee · The Art of Service Pty Ltd, GPO Box 2673, Brisbane QLD 4001 · support@theartofservice.com
