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Solvency II and Moroccan SBR Implementation Playbook for Insurance Risk Leaders

Solvency II and Moroccan SBR Implementation Playbook for Insurance Risk Leaders

$395.00
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If you are a Risk or Compliance Leader at an Insurance Institution Operating in Morocco or Francophone Africa, this playbook was built for you.

As a senior risk officer responsible for capital adequacy, governance alignment, and regulatory reporting, you are under growing pressure to implement a risk-based solvency framework that satisfies both local regulatory expectations and international standards. You must demonstrate robust internal controls, credible capital modeling, and a defensible Own Risk and Solvency Assessment (ORSA) process, often without clear implementation guidance or standardized templates. The absence of mature local precedents means your team is likely reinventing foundational processes, increasing audit risk and operational inefficiency.

Regulators are intensifying scrutiny on Pillar 2 compliance, demanding documented evidence of risk governance, risk appetite frameworks, and capital adequacy assessments that reflect both quantitative and qualitative risks. At the same time, you are expected to align with Solvency II principles while navigating the specific requirements of the Moroccan SBR framework, creating a hybrid compliance burden that few templates or tools are designed to address. Without a structured approach, your team risks inconsistent documentation, audit findings, and delays in achieving full regulatory acceptance.

A Big-4 consulting firm would charge between EUR 80,000 and EUR 250,000 to design and implement a comparable risk governance and capital adequacy framework. Alternatively, your internal team could dedicate 3 to 5 full-time equivalents over 4 to 6 months to research, template development, and cross-referencing with regulatory expectations, time your team likely does not have. This playbook delivers the same foundational structure, documentation, and implementation logic for a one-time cost of $395.

What you get

Phase File Type Description Quantity
Foundation Domain Assessment 30-question diagnostic for evaluating current maturity across each of the seven Pillar 2 domains 7
Assessment Evidence Collection Runbook Step-by-step guide for gathering, organizing, and validating documentation required for internal audit and regulatory review 1
Preparation Audit Prep Playbook Checklist-driven process for responding to regulator inquiries, preparing for on-site reviews, and demonstrating compliance 1
Execution RACI Template Pre-built responsibility assignment matrix for key processes under Pillar 2 and ORSA 1
Execution Work Breakdown Structure (WBS) Hierarchical task list for implementing the full risk governance framework, including milestones and dependencies 1
Alignment Cross-Framework Mapping Matrix Detailed side-by-side comparison of Solvency II, Moroccan SBR, and ORSA requirements by control objective 1
Sample Pillar 2 Internal Control Assessment Workbook 30-question diagnostic tool with scoring guidance and remediation tracking 1
Total Files 64

Domain assessments

Each of the seven domain assessments contains 30 targeted questions with scoring rubrics and evidence prompts, enabling your team to evaluate current maturity and identify gaps in key Pillar 2 areas:

  • Corporate Governance and Oversight: Assesses board and senior management involvement in risk oversight, delegation of authority, and committee structures.
  • Internal Control System: Evaluates the design and operating effectiveness of controls related to risk data, reporting integrity, and process reliability.
  • Risk Management Framework: Reviews the institution's approach to identifying, measuring, monitoring, and mitigating material risks including underwriting, market, credit, and operational risk.
  • Own Risk and Solvency Assessment (ORSA): Tests the robustness of the ORSA process, including scenario design, capital projection, and integration with strategic planning.
  • Capital Adequacy and Modelling: Examines the appropriateness of capital models, assumptions, validation processes, and stress testing methodologies.
  • Group Supervision and Risk Aggregation: Focuses on risk visibility across legal entities, intra-group transactions, and consolidated reporting practices.
  • Public and Regulatory Disclosure: Checks compliance with Pillar 3-like requirements, including transparency, frequency, and accuracy of disclosures.

What this saves you

Activity Time with Playbook Time without Playbook Estimated Hours Saved
Regulatory requirement mapping 4 hours 80 hours 76
Evidence collection planning 6 hours 60 hours 54
RACI and WBS development 3 hours 40 hours 37
Internal control assessment design 5 hours 75 hours 70
Audit preparation 8 hours 100 hours 92
ORSA documentation 10 hours 120 hours 110
Total Estimated Hours Saved 439

Who this is for

  • Chief Risk Officers at insurers subject to Moroccan SBR requirements
  • Compliance Managers implementing Pillar 2 governance frameworks
  • Internal Audit Leads preparing for risk-based solvency audits
  • Actuarial Team Heads responsible for capital modeling and ORSA outputs
  • Regulatory Reporting Officers aligning disclosures with Solvency II principles
  • Project Managers overseeing risk framework implementation
  • Legal and Governance Advisors supporting board-level oversight of capital adequacy

Cross-framework mappings

This playbook includes explicit mappings between the following regulatory and supervisory frameworks:

  • Solvency II (European Union)
  • Solvabilité Basée sur les Risques (SBR) , Moroccan Insurance Regulation
  • Own Risk and Solvency Assessment (ORSA) Requirements
  • International Association of Insurance Supervisors (IAIS) Insurance Core Principles (ICPs)
  • Basel Committee on Banking Supervision (BCBS) Risk Management Principles (for cross-sector reference)
  • ISO 31000:2018 Risk Management Guidelines
  • COSO ERM , Integrated Framework (2017)

What is NOT in this product

  • This is not a capital modeling engine or actuarial software
  • No proprietary risk data or assumptions are provided
  • It does not include automated workflow tools or GRC platform integrations
  • No legal opinion or regulatory submission services are included
  • The playbook does not replace the need for internal validation or board approval of risk policies
  • It is not a substitute for engagement with local regulators or legal counsel
  • No training sessions, webinars, or consulting hours are bundled with purchase

Lifetime access and satisfaction guarantee

You receive lifetime access to the playbook files with no subscription and no login portal. The files are delivered as downloadable documents that you can store, version-control, and distribute within your organization. If this playbook does not save your team at least 100 hours of manual compliance work, email us for a full refund. No questions, no friction.

About the seller

The creator has spent 25 years building structured compliance frameworks for financial institutions across emerging and developed markets. They have analyzed 692 regulatory, risk, and control frameworks and developed over 819,000 cross-framework mappings to enable efficient compliance alignment. Their work supports more than 40,000 practitioners in over 160 countries, focusing on practical, audit-ready implementation tools for complex regulatory environments.

Need this for your team? We offer site licenses starting at $2,500 for up to 25 users. Reply to this page or DM Gerard directly on LinkedIn.

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