A tailored course, built for your situation
Deeper command of wealth planning frameworks that clients trust
Master the structure, logic, and client alignment behind high-conviction financial plans
$199 one-time
24-hour access provisioning
30-day money-back guarantee
Hand-built implementation playbook
12 modules. 12 chapters per module. 144 chapters total.
12 modules, each with 12 chapters (144 chapters total), text-based, plus downloadable templates and a hand-built implementation playbook delivered alongside course access.
The situation this course is for
Who this is for
Associate-level wealth advisor at a national wealth management firm, building client plans under supervision, aiming to lead engagements independently
Who this is not for
Senior advisors already leading U400M+ book management or those outside financial planning roles
What you walk away with
- Map client goals to structured planning frameworks with confidence
- Apply tax, estate, and risk sequencing rules in layered client scenarios
- Build client-facing documentation that reflects technical rigor and clarity
- Anticipate compliance and fiduciary alignment requirements in plan design
- Develop a personal library of reusable planning architectures
The 12 modules (with all 144 chapters)
Module 1. Core principles of client-aligned financial planning
Establish the foundational logic that drives high-trust financial plans, including fiduciary alignment, time horizon layering, and values-based goal mapping.
12 chapters in this module
- Defining financial planning mastery
- The client-advisor trust contract
- Time horizon segmentation models
- Values-based goal structuring
- Risk tolerance vs. risk capacity
- Fiduciary standards in planning
- Reg BI and suitability alignment
- Documenting client intent clearly
- Behavioral considerations in planning
- Goal prioritization frameworks
- Financial life staging models
- Planning assumptions checklist
Module 2. Wealth transfer and estate planning logic
Master the structure of intergenerational wealth strategies, including trust types, titling, basis planning, and executor coordination.
12 chapters in this module
- Estate planning fundamentals
- Gifting strategies and limits
- Trust types and use cases
- Titling assets correctly
- Step-up in basis rules
- Beneficiary designations
- Special needs planning
- Family governance frameworks
- Executor and trustee roles
- Estate tax exposure mapping
- ILITs and life insurance placement
- Post-death asset administration
Module 3. Tax-efficient income and withdrawal sequencing
Learn how to structure withdrawals across account types to minimize tax drag and extend portfolio longevity.
12 chapters in this module
- Tax treatment by account type
- Required minimum distributions
- Roth conversion logic
- Capital gains harvesting
- Muni bond integration
- Social Security timing models
- Pension payout elections
- Medicare IRMAA thresholds
- Tax bracket smoothing
- Withdrawal order best practices
- Retirement income glide paths
- Tax drag simulation tools
Module 4. Risk layering and insurance integration
Build comprehensive risk protection frameworks that align with client exposure profiles and financial goals.
12 chapters in this module
- Risk assessment frameworks
- Life insurance needs analysis
- Disability income protection
- Long-term care planning
- Liability coverage stacking
- Umbrella policy thresholds
- Business owner risk exposure
- Key person insurance rules
- Buy-sell agreement structures
- Insurance policy illustrations
- Carrier strength evaluation
- Policy review cadence
Module 5. Investment policy and portfolio alignment
Develop investment policy statements that reflect planning goals, risk parameters, and fiduciary standards.
12 chapters in this module
- IPS purpose and structure
- Client risk profile summary
- Return objectives and constraints
- Asset allocation frameworks
- Rebalancing thresholds
- Manager due diligence
- Model portfolio construction
- SRI and ESG integration
- Performance benchmarking
- Fee transparency standards
- Custodial reporting alignment
- Client education tools
Module 6. Cash flow and liquidity management
Structure short- and medium-term liquidity needs within broader wealth plans using proven cash flow modeling techniques.
12 chapters in this module
- Cash flow categorization
- Lifestyle expense modeling
- Emergency fund sizing
- Debt payoff prioritization
- Mortgage strategy analysis
- Line of credit integration
- Short-term investment vehicles
- Liquidity event planning
- Budget vs. actual tracking
- Cash flow forecasting tools
- Spending guardrails
- Behavioral spending cues
Module 7. Education funding and 529 planning
Design education savings strategies that balance family goals, tax benefits, and financial aid considerations.
12 chapters in this module
- Education cost projections
- 529 plan tax benefits
- Contribution limits and phases
- Financial aid impact rules
- Custodial account tradeoffs
- Scholarship coordination
- Grandparent gifting strategies
- Coverdell ESA rules
- State-specific 529 features
- Withdrawal timing
- Backdoor funding methods
- Private vs. public cost analysis
Module 8. Business owner financial planning
Address the unique planning needs of business owners, including exit strategies, retirement integration, and entity-level risk.
12 chapters in this module
- Business valuation basics
- Exit strategy options
- Succession planning models
- Retirement plan integration
- Entity-level insurance
- Compensation structuring
- Stock redemption agreements
- Transition timeline planning
- M&A readiness factors
- Owner debt and equity balance
- Key employee retention
- Transition tax implications
Module 9. Divorce and life transition planning
Navigate financial planning during major life events with structured frameworks for asset division, support, and repositioning.
12 chapters in this module
- Divorce financial checklist
- QDRO rules and processing
- Spousal support modeling
- Asset division principles
- Tax implications of transfers
- Estate plan updates
- Insurance needs reassessment
- Budget reconstruction
- Single-income transition
- Custody cost allocation
- Credit and debt separation
- Legal advisor coordination
Module 10. Planning for concentrated stock positions
Develop risk mitigation and diversification strategies for clients with significant single-stock exposure.
12 chapters in this module
- Concentrated position definition
- Holding risk assessment
- Diversification timeline models
- 10b5-1 trading plans
- Hedging strategies overview
- Exchange funds
- Charitable gifting tactics
- Tax gain deferral methods
- Core holding thresholds
- Watchlist monitoring
- Event-driven triggers
- Client communication scripts
Module 11. Client communication and plan presentation
Enhance client engagement by presenting complex financial plans with clarity, confidence, and narrative flow.
12 chapters in this module
- Storytelling in financial planning
- Visualizing plan components
- Presenting risk tradeoffs
- Handling client questions
- Using analogies effectively
- Document formatting standards
- Meeting agenda structuring
- Follow-up action tracking
- Client feedback loops
- Plan update cadence
- Handling emotional reactions
- Confidence signaling techniques
Module 12. Building your planning framework library
Create a personal repository of reusable planning architectures that accelerate future client engagements.
12 chapters in this module
- Template design principles
- Modular framework building
- Version control basics
- Client scenario tagging
- Compliance review integration
- Peer review process
- Knowledge transfer documentation
- Onboarding new team members
- Updating frameworks over time
- Auditing plan consistency
- Cross-case learning
- Personal credentialing path
How this maps to your situation
- Client onboarding with complex family dynamics
- Mid-career professional with stock-heavy compensation
- Pre-retiree balancing RMDs and healthcare costs
- Business owner planning for succession
Before vs. after
Before
Reliant on senior advisors for framework decisions, using ad-hoc planning structures, limited reuse across clients
After
Confidently applies structured, repeatable planning frameworks, builds client-specific models faster, creates trusted, auditable documentation
What's included with your purchase
- 12 modules with 12 chapters each (144 chapters)
- Downloadable templates and worked examples for every module
- Hand-built implementation playbook delivered alongside course access
- 30-day money-back guarantee
Delivery and format
- Course and learning environment access provisioned within 24 hours of purchase
- Hand-built implementation playbook delivered alongside course access
Format: Text-based modules and chapters in the Art of Service learning environment, plus downloadable templates and worked examples for every chapter, plus the hand-built implementation playbook delivered alongside course access.
Time investment: Approximately 3-4 hours per module, designed for incremental progress alongside full-time work.
How this compares to the alternatives
Unlike generic CFP prep courses or one-size-fits-all templates, this program focuses on the practical, structured frameworks used in high-trust advisory firms, tailored to professionals advancing from associate to independent roles.
Frequently asked
Is this course suitable for someone without a CFP?
Yes. The content focuses on applied framework mastery, not exam preparation. It’s designed for professionals building real client plans.
How is the course structured?
12 modules, each containing 12 chapters (144 chapters total).
Will I receive templates I can use with clients?
Yes. Every module includes client-ready templates and worked examples tailored to common planning scenarios.
$199 one-time. Approximately 3-4 hours per module, designed for incremental progress alongside full-time work..
Within 24 hours your account in the learning environment is provisioned and the tailored implementation playbook is delivered alongside it.
30-day money-back guarantee·
144 chapters·
Hand-built playbook included·
Account access within 24 hours