If you are a compliance officer or AML lead at a financial institution in France, this playbook was built for you.
Operating under the scrutiny of France's financial regulators requires more than periodic policy updates. You are responsible for maintaining a living, auditable anti-money laundering and counter-terrorist financing program that responds dynamically to evolving risks, cross-border exposure, and tightening EU directives. Your role demands precision in customer risk classification, transaction monitoring, and reporting obligations, all while ensuring internal teams follow documented, repeatable processes.
Today, enforcement actions are increasing, with regulators focusing on deficiencies in customer due diligence, beneficial ownership verification, and suspicious transaction reporting. The integration of 6AMLD into national law has expanded criminal liability and sharpened expectations around risk-based approaches. Simultaneously, the Autorité de Contrôle Prudentiel et de Résolution (ACPR) continues to emphasize proactive monitoring and governance rigor. Without a structured implementation framework, even experienced teams face gaps that could trigger sanctions, reputational damage, or operational restrictions.
Engaging external consultants from a Big-4 firm to design or audit your AML/CFT framework typically costs between EUR 80,000 and EUR 250,000. Alternatively, dedicating 2 full-time compliance professionals for 4 to 6 months to build internal documentation from scratch consumes valuable bandwidth and delays program maturity. This playbook delivers the same foundational structure, control logic, and audit readiness at a fraction of the cost, just $395.
What you get
| Phase | File Type | Description | Count |
| Risk Assessment & Governance | Domain Assessment | 30-question evaluation of governance structure, risk appetite, and oversight mechanisms | 1 |
| Customer Due Diligence | Domain Assessment | Evaluates CDD policies, identity verification, and risk-based tiering practices | 1 |
| Ongoing Monitoring | Domain Assessment | Assesses transaction monitoring rules, alert handling, and threshold calibration | 1 |
| Suspicious Activity Reporting | Domain Assessment | Reviews internal reporting pathways, STR/CTR submission timelines, and escalation protocols | 1 |
| Internal Controls & Audit | Domain Assessment | Measures independence of audit function, testing frequency, and remediation tracking | 1 |
| Training & Awareness | Domain Assessment | Evaluates training content relevance, role-specific modules, and completion tracking | 1 |
| Recordkeeping & Data Retention | Domain Assessment | Validates storage duration, retrieval capability, and access controls per CMF Article L561-16 | 1 |
| Implementation | Evidence Collection Runbook | Step-by-step guide for gathering audit-ready documentation across all domains | 1 |
| Audit Preparation | Audit Prep Playbook | Checklist-driven process for internal and external audit readiness, including mock review templates | 1 |
| Project Management | RACI Matrix Template | Pre-built responsibility assignment chart for AML program roles and tasks | 1 |
| Project Management | Work Breakdown Structure (WBS) | Hierarchical task list for implementing or overhauling an AML/CFT program | 1 |
| Cross-Reference | Cross-Framework Mappings | Detailed alignment between 6AMLD, CMF, and FATF Recommendations across control domains | 54 |
Domain assessments
Each of the seven domain assessments contains 30 targeted questions designed to evaluate maturity, identify control gaps, and prioritize remediation. These assessments are aligned with regulatory expectations and internal audit standards.
- Governance and Oversight: Evaluates board and senior management accountability, risk appetite statements, and internal reporting lines.
- Customer Due Diligence: Assesses procedures for identity verification, beneficial ownership collection, and enhanced due diligence for high-risk customers.
- Ongoing Monitoring: Reviews transaction monitoring system rules, alert investigation workflows, and risk-based threshold adjustments.
- Suspicious Activity Reporting: Tests the effectiveness of internal suspicious transaction reporting, documentation practices, and submission to TRACFIN.
- Internal Controls and Audit: Measures the scope, frequency, and independence of internal audit testing and follow-up on findings.
- Training and Awareness: Determines whether training is role-specific, updated annually, and documented with completion records.
- Recordkeeping and Data Retention: Confirms adherence to five-year retention requirements and secure access controls for customer files.
What this saves you
| Activity | Without This Playbook | With This Playbook |
| Develop CDD risk profiling model | 40+ hours of internal research and drafting | Use pre-built 30-question assessment for high-risk jurisdictions |
| Map controls to 6AMLD and CMF | Manual cross-referencing across legal texts, 60+ hours | Leverage 54 pre-built cross-mappings included in the package |
| Prepare for regulatory audit | Ad hoc document collection, inconsistent formatting | Follow evidence runbook and audit prep playbook for consistent output |
| Assign team responsibilities | Ambiguity in ownership, delayed execution | Deploy RACI and WBS templates to clarify roles and timelines |
| Train compliance staff on AML updates | Develop materials from fragmented sources | Use domain assessments as training tools and benchmarking exercises |
Who this is for
- Compliance Officers at French banks, credit institutions, and payment service providers
- AML Analysts responsible for customer risk rating and monitoring rule tuning
- Internal Auditors evaluating the effectiveness of AML controls
- Legal Counsel supporting regulatory interpretations of the CMF and 6AMLD
- Chief Risk Officers overseeing enterprise-wide financial crime programs
- Consultants advising financial institutions on AML remediation projects
- Compliance Managers at fintechs seeking to align with French regulatory expectations
Cross-framework mappings
This playbook includes detailed control alignments across the following regulatory and international standards:
- EU Sixth Anti-Money Laundering Directive (6AMLD)
- French Monetary and Financial Code (Code Monétaire et Financier, CMF)
- FATF Recommendations (2012, revised 2023)
What is NOT in this product
- This is not a software tool or automated monitoring system
- It does not include integration with core banking or KYC platforms
- No real-time transaction screening or PEP/sanctions list subscriptions are provided
- The playbook does not offer legal advice or replace counsel review
- It is not a substitute for internal system configuration or IT development
- No training sessions, webinars, or consulting calls are included in the base purchase
Lifetime access and satisfaction guarantee
You receive lifetime access to the playbook files with no subscription required and no login portal to manage. The materials are delivered as downloadable files, yours to use, adapt, and distribute within your organization. If this playbook does not save your team at least 100 hours of manual compliance work, email us for a full refund. No questions, no friction.
About the seller
The creator has spent 25 years building structured compliance frameworks for financial institutions worldwide. Their research spans 692 regulatory and industry standards, with over 819,000 cross-framework mappings developed to streamline implementation. These resources are used by more than 40,000 compliance practitioners across 160 countries, supporting consistent, defensible, and efficient regulatory adherence.
Need this for your team? We offer site licenses starting at $2,500 for up to 25 users. Reply to this page or DM Gerard directly on LinkedIn.
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