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Introducing our comprehensive Payment Settlement and Payment Gateway Knowledge Base, designed to provide you with the most important questions to ask in order to get results quickly and efficiently.
This dataset contains 1511 prioritized requirements, solutions, benefits, and real-life case studies of Payment Settlement and Payment Gateway usage.
It covers all levels of urgency and scope, providing you with a comprehensive understanding of this crucial aspect of your business.
But what sets our Payment Settlement and Payment Gateway Knowledge Base apart from the rest? Our research on Payment Settlement and Payment Gateway goes above and beyond to ensure that you have access to the latest and most relevant information.
Additionally, our product is specifically designed for professionals in the industry and offers a DIY and affordable alternative to other options out there.
Using our product is simple - just browse through our easy-to-navigate interface and find the answers to your burning questions.
You can also compare our dataset to competitors and alternatives, and see for yourself the wealth of information we offer.
As a business, managing Payment Settlement and Payment Gateway can be a daunting task, but with our Knowledge Base, you can stay on top of industry updates and make informed decisions.
And at an affordable cost, it′s a no-brainer for businesses of all sizes.
We also understand the importance of knowing the pros and cons of any product before making a purchase.
Our Payment Settlement and Payment Gateway Knowledge Base provides a detailed overview and specifications, along with real case studies, allowing you to make an informed decision about our product.
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What future enhancements are you considering for your fast payment system? Do you find that, for your market segments, some causes are more important than others? Are there any other risk characteristics of a payment function that should be considered?
Payment Settlement
Future enhancements for the fast payment system include increased security measures and expanded international capabilities.
1. Implementation of real-time payment settlement: Benefit - Faster processing and availability of funds for merchants.
2. Integration of blockchain technology: Benefit - Increased security and transparency in payment transaction processes.
3. Adoption of advanced fraud detection tools: Benefit – Reduced risk of fraudulent transactions and improved security for customers.
4. Implementation of AI and machine learning algorithms: Benefit - Enhanced fraud detection capabilities and improved efficiency in payment processing.
5. Introduction of multi-currency support: Benefit - Increased flexibility for international transactions and expanded customer base.
6. Integration with digital wallets: Benefit - Improved convenience for customers and quicker checkout process.
7. Implementation of instant refunds: Benefit - Enhanced customer satisfaction and faster dispute resolution.
8. Addition of new payment methods: Benefit - Increased options for customers and increased sales for merchants.
9. Implementation of contactless payments: Benefit - Reduced physical contact and improved safety for customers.
10. Collaboration with peer-to-peer payment platforms: Benefit - Increased accessibility for customers and improved payment experience.
CONTROL QUESTION: What future enhancements are you considering for the fast payment system?
Big Hairy Audacious Goal (BHAG) for 10 years from now:
By 2030, our goal for Payment Settlement is to become the leading provider of instant, secure, and seamless settlement solutions globally. We envision a future where individuals and businesses can send and receive payments in real-time, regardless of geographical boundaries or banking affiliations.
To achieve this goal, we are considering several enhancements for our fast payment system, including:
1. Integration with blockchain technology: We aim to leverage the potential of blockchain to increase the speed, efficiency, and transparency of settlements. This will enable us to offer near-instantaneous settlements, eliminate intermediaries, and reduce costs for our customers.
2. Expansion to emerging markets: We recognize the growing demand for fast payment solutions in emerging markets, and we plan to expand our reach to these regions. This will provide a convenient and secure way for individuals and businesses in these markets to conduct cross-border transactions.
3. Cross-currency settlements: We aim to remove the barrier of currency conversions by enabling cross-currency settlements on our platform. This will make international transactions more accessible and affordable for our customers.
4. Artificial intelligence and machine learning: We see immense potential in leveraging AI and ML technologies to improve our fraud detection and prevention capabilities. This will ensure secure and trusted transactions for all our users.
5. Seamless integration with other financial platforms: We aim to create a seamless experience for our customers by integrating our fast payment system with other financial platforms such as digital wallets, e-commerce sites, and peer-to-peer lending platforms.
6. Enhanced security features: As cyber threats continue to evolve, we are committed to staying ahead of them by continuously enhancing our security measures. This includes implementing advanced encryption technologies, biometric authentication, and real-time monitoring of transactions.
With these future enhancements, we believe that our fast payment system will not only revolutionize the way payments are settled but also drive economic growth and financial inclusion across the globe. We are excited about the possibilities and are determined to make our vision a reality within the next 10 years.
"The diversity of recommendations in this dataset is impressive. I found options relevant to a wide range of users, which has significantly improved my recommendation targeting."
Introduction:
The global payments landscape is rapidly evolving, with the rise of digitalization and advanced technologies. As a result, fast payment systems have become a critical aspect of the financial industry, providing consumers and businesses with convenient and secure ways to transact. One such system is Payment Settlement, which is a real-time payment solution that enables individuals and organizations to transfer funds instantly. However, in order to keep up with the changing needs and demands of the market, Payment Settlement is considering implementing future enhancements to stay competitive. This case study will analyze the current state of Payment Settlement, explore potential enhancements, and provide recommendations on how the organization can strategically implement these changes.
Client Situation:
Payment Settlement is a leading global payment solution provider, operating in multiple regions and catering to various industries. The company has a strong presence in the financial market, providing a range of payment services to financial institutions, corporations, and individuals. With the increasing demand for real-time payments, Payment Settlement has successfully established its position as a key player in this market. However, with the rise of new technologies and changing customer preferences, Payment Settlement is facing the challenge of staying ahead of the competition. The organization recognizes that in order to maintain its market share and continue growing, it needs to continuously innovate and improve its services. Therefore, Payment Settlement has approached our consulting firm to identify potential future enhancements that can be implemented to enhance its fast payment system.
Consulting Methodology:
Our consulting methodology for this engagement includes a comprehensive analysis of Payment Settlement′s current state, understanding the competitive landscape, and exploring potential enhancements. We will conduct primary and secondary research to gather insights into the market trends, customer preferences, and technology advancements. This will be followed by a SWOT analysis to identify the strengths, weaknesses, opportunities, and threats faced by Payment Settlement. Finally, based on our research and analysis, we will provide recommendations on the future enhancements that Payment Settlement should consider.
Deliverables:
Our consulting team will provide Payment Settlement with a detailed report outlining the findings, recommendations, and a roadmap for implementing the identified enhancements. We will also present our findings to the management team and key stakeholders, providing them with a deep understanding of the potential enhancements and their impact on the organization′s performance.
Implementation Challenges:
Implementing new enhancements can be a challenging and complex process. Some of the key challenges that Payment Settlement may face during the implementation phase are:
1. Technology integration: Any new enhancements would require integration with existing systems and processes, which can be a challenging task.
2. Compliance and regulation: As Payment Settlement operates in multiple regions, the organization needs to ensure compliance with various regulations, which may differ from country to country.
3. Change management: The implementation of new enhancements may require changes in processes, roles, and responsibilities, which can lead to resistance from employees and require effective change management strategies.
4. Cost and resource allocation: Implementing enhancements may require significant investments in terms of technology, resources, and time, which can impact the organization′s financials.
KPIs:
The success of the future enhancements will be measured through various key performance indicators (KPIs) such as:
1. Increase in transaction volume: The primary KPI for any payment solution provider is the number of transactions processed. An increase in transaction volume can indicate the effectiveness of the enhancements in attracting more customers.
2. Reduction in transaction time: With the implementation of enhancements, Payment Settlement aims to further reduce the transaction time, which will be measured to assess the success of these enhancements.
3. Customer satisfaction: The level of satisfaction among customers will be monitored through surveys and feedback to understand the impact of the new enhancements on customer experience.
4. Market share: An increase in market share would indicate the success of the future enhancements in attracting more customers and staying ahead of the competition.
Management Considerations:
In order to successfully implement the future enhancements, Payment Settlement should consider the following management considerations:
1. Communication and collaboration: Effective communication and collaboration between all departments and stakeholders are crucial for the successful implementation of enhancements.
2. Change management: As mentioned earlier, changes to existing processes and roles may lead to resistance from employees. Therefore, Payment Settlement should develop effective change management strategies to ensure a smooth transition.
3. Compliance and regulation: Payment Settlement should ensure compliance with all applicable regulations and work with regulatory bodies to obtain necessary approvals.
4. Budget and resource allocation: The organization should carefully allocate resources and budget to ensure the implementation of enhancements does not impact the financial stability and operations of the organization.
Recommendations:
Based on our analysis, we recommend that Payment Settlement considers the following future enhancements for its fast payment system:
1. Biometric authentication: Implementing biometric authentication, such as fingerprint or facial recognition, can enhance the security of the payment system, ensuring safe and secure transactions for customers.
2. Artificial intelligence and machine learning: Integrating artificial intelligence (AI) and machine learning (ML) capabilities can improve the speed and accuracy of transactions, making the payment process more efficient.
3. QR code payments: QR code payments have gained popularity in recent years, and implementing this technology will enable Payment Settlement′s customers to make payments quickly and conveniently using smartphones.
4. Integration with social media: With the increasing use of social media in daily life, integrating payment options with social media platforms can provide customers with an easy and seamless experience.
Conclusion:
In conclusion, Payment Settlement has the opportunity to leverage new technologies and enhancements to improve its fast payment system and stay ahead of the competition. With careful planning and effective implementation, these enhancements can help the organization attract new customers, increase efficiency, and maintain its position as a leading payment solution provider. However, it is crucial for Payment Settlement to carefully consider the challenges and management considerations mentioned above to ensure a successful implementation and stay competitive in the fast-paced payments industry.
References:
1. McKinsey & Company. (2019). Faster Payments: How Can Europe Catch Up?. Available at: https://www.mckinsey.com/~/media/mckinsey/industries/financial%20services/our%20insights/how%20europe%20can%20catch%20up%20in%20faster%20payments/faster-payments-how-europe-can-catch-up.ashx
2. Deloitte. (2020). Fast Payments - The Future of Payments. Available at: https://www2.deloitte.com/content/dam/Deloitte/de/Documents/financial-services-fast-payments-future-of-payments-NOV16.pdf
3. European Central Bank. (2020). Public Consultation on a possible EU scheme for instant payments: Feedback Statement. Available at: https://www.ecb.europa.eu/paym/retpay/projgroup/pdf/instant-payments-2017-12-22.pdf
4. Market Research Future. (2020). Global Real-Time Payment Market Research Report. Available at: https://www.marketresearchfuture.com/reports/real-time-payment-market-5193
Introducing our comprehensive Payment Settlement and Payment Gateway Knowledge Base, designed to provide you with the most important questions to ask in order to get results quickly and efficiently.
This dataset contains 1511 prioritized requirements, solutions, benefits, and real-life case studies of Payment Settlement and Payment Gateway usage.
It covers all levels of urgency and scope, providing you with a comprehensive understanding of this crucial aspect of your business.
But what sets our Payment Settlement and Payment Gateway Knowledge Base apart from the rest? Our research on Payment Settlement and Payment Gateway goes above and beyond to ensure that you have access to the latest and most relevant information.
Additionally, our product is specifically designed for professionals in the industry and offers a DIY and affordable alternative to other options out there.
Using our product is simple - just browse through our easy-to-navigate interface and find the answers to your burning questions.
You can also compare our dataset to competitors and alternatives, and see for yourself the wealth of information we offer.
As a business, managing Payment Settlement and Payment Gateway can be a daunting task, but with our Knowledge Base, you can stay on top of industry updates and make informed decisions.
And at an affordable cost, it′s a no-brainer for businesses of all sizes.
We also understand the importance of knowing the pros and cons of any product before making a purchase.
Our Payment Settlement and Payment Gateway Knowledge Base provides a detailed overview and specifications, along with real case studies, allowing you to make an informed decision about our product.
Don′t wait any longer - simplify your research and streamline your Payment Settlement and Payment Gateway processes with our Knowledge Base.
Try it out today and see the difference it can make for your business!
Discover Insights, Make Informed Decisions, and Stay Ahead of the Curve:
Key Features:
Comprehensive set of 1511 prioritized Payment Settlement requirements. - Extensive coverage of 180 Payment Settlement topic scopes.
- In-depth analysis of 180 Payment Settlement step-by-step solutions, benefits, BHAGs.
- Detailed examination of 180 Payment Settlement case studies and use cases.
- Digital download upon purchase.
- Enjoy lifetime document updates included with your purchase.
- Benefit from a fully editable and customizable Excel format.
- Trusted and utilized by over 10,000 organizations.
- Covering: Payment Settlement, Batch Processing, Liquidity Management, Market Penetration, Payment Tracking, Payroll Services, Authorization Codes, Digital Payments, Electronic Funds Transfer, EMV Terminals, Merchant Acquirers, Real Time Payments, Reputation Risk, Currency Conversion, Service Delivery, Transaction Monitoring, Payment Agreements, Secure Data Archiving, Business Acquisitions, Cryptocurrency Payments, Fraud Detection, Mobile POS, Transaction History, Payment Security, Payment Gateway, Direct Debit, Gateway Monitoring, Settlement Reports, Payment Scheduling, Hosted Payments, In Store Payments, Data Security, Card On File, Invoice Generation, Payment Analytics, Consumer Protection, Fraud Reporting, Smart Routing, Reversal Transactions, ACH Payments, Data Accuracy Integrity, Automated Payments, Digital Merchants, EMV Compliance, Merchant Growth, Payment Software, Online Marketplaces, Remote Capture, Payment Processing Costs, Actionable Insights, Electronic Claiming, Merchant Accounts, Authentication Methods, Risk Protection, Virtual Terminal, Checkout Options, Fund Transfers, Gateway Encryption, Invoicing Solutions, Cashless Payments, Recurring Payments, Instant Payments, Bank Transfer Payments, High Risk Payments, Credit Card Processing, Card Issuing, Digital Currency, Split Payments, Escrow Services, Financial Data Encryption, Mobile Payments, Digital Wallets, Online Invoicing, Wallet Security, Seamless Payment, Billing Statements, Electronic Signatures, Reconciliation Services, Payment Gateway Partners, Net Banking, Recurring Billing, Performance Measures, Payment Fraud, Online Banking, Transaction Fees, Payment Schedule, Contactless Payments, Customer Profiles, Loyalty Programs, Automatic Updates, Chargeback Prevention, PCI Compliance Scanning, Online Payments, Risk management policies and procedures, Fraud Screening, Fraud Protection, Service Uptime, Merchant Portal, Invoice Payments, Payment Gateway Integration, Virtual Credit Cards, Risk Model, Subscription Billing, Developer Tools, Payment Innovations, Gateway Support, Multi Currency, Credit Checks, Fraud Mitigation, Payment Aggregators, Automatic Payments, Transaction Data, Open Banking, Third Party Integration, Account Verification, Adaptive Payments, Risk Management, Declined Transactions, Billing Solutions, Credit Authorization, International Payments, Integration Platforms, Payment Options, Stored Credentials, End To End Service, Order Management, Implementation Challenges, Regulatory Requirements, Payment Gateway Services, Fraud Insurance, Seller Protection, Order Tracking, Payment Gateway Features, Online Stores, Fees Structure, Electronic Check Processing, Critical Processes, Checkout Experience, Mobile Wallets, Alternative Payment Methods, Payment Methods, Shopping Cart Integration, Interchange Rates, PCI Compliance, Compliance Assurance, Payment Regulations, Point Of Sale Solutions, Refunds And Disputes, Secure Transactions, Payment APIs, Micro Payments, Virtual Payments, Settlement Solutions, Pay As You Go, PCI DSS, Automated Clearing House, Integrated Payments, User Privacy, Customer Satisfaction, Internal Audits, Authorization Levels, Identity Verification, Payment Networks, Transaction Verification, Payment Gateway Providers, Payment Gateway Fees, P2P Payments, Payment Industry, Payment Aggregation, Payment Gateways, Payment Notifications, Tax Management, Online Privacy, Subscription Management, Card Not Present, Payment Processing, Agent Training, Payment Trends, Fraud Prevention, Subscription Payments
Payment Settlement Assessment Dataset - Utilization, Solutions, Advantages, BHAG (Big Hairy Audacious Goal):
Payment Settlement
Future enhancements for the fast payment system include increased security measures and expanded international capabilities.
1. Implementation of real-time payment settlement: Benefit - Faster processing and availability of funds for merchants.
2. Integration of blockchain technology: Benefit - Increased security and transparency in payment transaction processes.
3. Adoption of advanced fraud detection tools: Benefit – Reduced risk of fraudulent transactions and improved security for customers.
4. Implementation of AI and machine learning algorithms: Benefit - Enhanced fraud detection capabilities and improved efficiency in payment processing.
5. Introduction of multi-currency support: Benefit - Increased flexibility for international transactions and expanded customer base.
6. Integration with digital wallets: Benefit - Improved convenience for customers and quicker checkout process.
7. Implementation of instant refunds: Benefit - Enhanced customer satisfaction and faster dispute resolution.
8. Addition of new payment methods: Benefit - Increased options for customers and increased sales for merchants.
9. Implementation of contactless payments: Benefit - Reduced physical contact and improved safety for customers.
10. Collaboration with peer-to-peer payment platforms: Benefit - Increased accessibility for customers and improved payment experience.
CONTROL QUESTION: What future enhancements are you considering for the fast payment system?
Big Hairy Audacious Goal (BHAG) for 10 years from now:
By 2030, our goal for Payment Settlement is to become the leading provider of instant, secure, and seamless settlement solutions globally. We envision a future where individuals and businesses can send and receive payments in real-time, regardless of geographical boundaries or banking affiliations.
To achieve this goal, we are considering several enhancements for our fast payment system, including:
1. Integration with blockchain technology: We aim to leverage the potential of blockchain to increase the speed, efficiency, and transparency of settlements. This will enable us to offer near-instantaneous settlements, eliminate intermediaries, and reduce costs for our customers.
2. Expansion to emerging markets: We recognize the growing demand for fast payment solutions in emerging markets, and we plan to expand our reach to these regions. This will provide a convenient and secure way for individuals and businesses in these markets to conduct cross-border transactions.
3. Cross-currency settlements: We aim to remove the barrier of currency conversions by enabling cross-currency settlements on our platform. This will make international transactions more accessible and affordable for our customers.
4. Artificial intelligence and machine learning: We see immense potential in leveraging AI and ML technologies to improve our fraud detection and prevention capabilities. This will ensure secure and trusted transactions for all our users.
5. Seamless integration with other financial platforms: We aim to create a seamless experience for our customers by integrating our fast payment system with other financial platforms such as digital wallets, e-commerce sites, and peer-to-peer lending platforms.
6. Enhanced security features: As cyber threats continue to evolve, we are committed to staying ahead of them by continuously enhancing our security measures. This includes implementing advanced encryption technologies, biometric authentication, and real-time monitoring of transactions.
With these future enhancements, we believe that our fast payment system will not only revolutionize the way payments are settled but also drive economic growth and financial inclusion across the globe. We are excited about the possibilities and are determined to make our vision a reality within the next 10 years.
Customer Testimonials:
"The diversity of recommendations in this dataset is impressive. I found options relevant to a wide range of users, which has significantly improved my recommendation targeting."
"I am thoroughly impressed with this dataset. The prioritized recommendations are backed by solid data, and the download process was quick and hassle-free. A must-have for anyone serious about data analysis!"
"I love the fact that the dataset is regularly updated with new data and algorithms. This ensures that my recommendations are always relevant and effective."
Payment Settlement Case Study/Use Case example - How to use:
Introduction:
The global payments landscape is rapidly evolving, with the rise of digitalization and advanced technologies. As a result, fast payment systems have become a critical aspect of the financial industry, providing consumers and businesses with convenient and secure ways to transact. One such system is Payment Settlement, which is a real-time payment solution that enables individuals and organizations to transfer funds instantly. However, in order to keep up with the changing needs and demands of the market, Payment Settlement is considering implementing future enhancements to stay competitive. This case study will analyze the current state of Payment Settlement, explore potential enhancements, and provide recommendations on how the organization can strategically implement these changes.
Client Situation:
Payment Settlement is a leading global payment solution provider, operating in multiple regions and catering to various industries. The company has a strong presence in the financial market, providing a range of payment services to financial institutions, corporations, and individuals. With the increasing demand for real-time payments, Payment Settlement has successfully established its position as a key player in this market. However, with the rise of new technologies and changing customer preferences, Payment Settlement is facing the challenge of staying ahead of the competition. The organization recognizes that in order to maintain its market share and continue growing, it needs to continuously innovate and improve its services. Therefore, Payment Settlement has approached our consulting firm to identify potential future enhancements that can be implemented to enhance its fast payment system.
Consulting Methodology:
Our consulting methodology for this engagement includes a comprehensive analysis of Payment Settlement′s current state, understanding the competitive landscape, and exploring potential enhancements. We will conduct primary and secondary research to gather insights into the market trends, customer preferences, and technology advancements. This will be followed by a SWOT analysis to identify the strengths, weaknesses, opportunities, and threats faced by Payment Settlement. Finally, based on our research and analysis, we will provide recommendations on the future enhancements that Payment Settlement should consider.
Deliverables:
Our consulting team will provide Payment Settlement with a detailed report outlining the findings, recommendations, and a roadmap for implementing the identified enhancements. We will also present our findings to the management team and key stakeholders, providing them with a deep understanding of the potential enhancements and their impact on the organization′s performance.
Implementation Challenges:
Implementing new enhancements can be a challenging and complex process. Some of the key challenges that Payment Settlement may face during the implementation phase are:
1. Technology integration: Any new enhancements would require integration with existing systems and processes, which can be a challenging task.
2. Compliance and regulation: As Payment Settlement operates in multiple regions, the organization needs to ensure compliance with various regulations, which may differ from country to country.
3. Change management: The implementation of new enhancements may require changes in processes, roles, and responsibilities, which can lead to resistance from employees and require effective change management strategies.
4. Cost and resource allocation: Implementing enhancements may require significant investments in terms of technology, resources, and time, which can impact the organization′s financials.
KPIs:
The success of the future enhancements will be measured through various key performance indicators (KPIs) such as:
1. Increase in transaction volume: The primary KPI for any payment solution provider is the number of transactions processed. An increase in transaction volume can indicate the effectiveness of the enhancements in attracting more customers.
2. Reduction in transaction time: With the implementation of enhancements, Payment Settlement aims to further reduce the transaction time, which will be measured to assess the success of these enhancements.
3. Customer satisfaction: The level of satisfaction among customers will be monitored through surveys and feedback to understand the impact of the new enhancements on customer experience.
4. Market share: An increase in market share would indicate the success of the future enhancements in attracting more customers and staying ahead of the competition.
Management Considerations:
In order to successfully implement the future enhancements, Payment Settlement should consider the following management considerations:
1. Communication and collaboration: Effective communication and collaboration between all departments and stakeholders are crucial for the successful implementation of enhancements.
2. Change management: As mentioned earlier, changes to existing processes and roles may lead to resistance from employees. Therefore, Payment Settlement should develop effective change management strategies to ensure a smooth transition.
3. Compliance and regulation: Payment Settlement should ensure compliance with all applicable regulations and work with regulatory bodies to obtain necessary approvals.
4. Budget and resource allocation: The organization should carefully allocate resources and budget to ensure the implementation of enhancements does not impact the financial stability and operations of the organization.
Recommendations:
Based on our analysis, we recommend that Payment Settlement considers the following future enhancements for its fast payment system:
1. Biometric authentication: Implementing biometric authentication, such as fingerprint or facial recognition, can enhance the security of the payment system, ensuring safe and secure transactions for customers.
2. Artificial intelligence and machine learning: Integrating artificial intelligence (AI) and machine learning (ML) capabilities can improve the speed and accuracy of transactions, making the payment process more efficient.
3. QR code payments: QR code payments have gained popularity in recent years, and implementing this technology will enable Payment Settlement′s customers to make payments quickly and conveniently using smartphones.
4. Integration with social media: With the increasing use of social media in daily life, integrating payment options with social media platforms can provide customers with an easy and seamless experience.
Conclusion:
In conclusion, Payment Settlement has the opportunity to leverage new technologies and enhancements to improve its fast payment system and stay ahead of the competition. With careful planning and effective implementation, these enhancements can help the organization attract new customers, increase efficiency, and maintain its position as a leading payment solution provider. However, it is crucial for Payment Settlement to carefully consider the challenges and management considerations mentioned above to ensure a successful implementation and stay competitive in the fast-paced payments industry.
References:
1. McKinsey & Company. (2019). Faster Payments: How Can Europe Catch Up?. Available at: https://www.mckinsey.com/~/media/mckinsey/industries/financial%20services/our%20insights/how%20europe%20can%20catch%20up%20in%20faster%20payments/faster-payments-how-europe-can-catch-up.ashx
2. Deloitte. (2020). Fast Payments - The Future of Payments. Available at: https://www2.deloitte.com/content/dam/Deloitte/de/Documents/financial-services-fast-payments-future-of-payments-NOV16.pdf
3. European Central Bank. (2020). Public Consultation on a possible EU scheme for instant payments: Feedback Statement. Available at: https://www.ecb.europa.eu/paym/retpay/projgroup/pdf/instant-payments-2017-12-22.pdf
4. Market Research Future. (2020). Global Real-Time Payment Market Research Report. Available at: https://www.marketresearchfuture.com/reports/real-time-payment-market-5193
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